DCB Hdfc office verification for manual limit enhancement

[Nishan11]

Hi,

Today i am going to share one interesting story which happened on Friday, 17/01/2025.

I had shared on forum previously that my HDFC Tata Neu Infinity was upgraded to HDFC DCB Metal on mid December. Limit was 5 L.

On January 9th 2025, I requested for manual limit enhancement by submitting pay slips & salary credit account statement to grievance redressal, I got reply by escalation team that they are reviewing my request.

On Friday, 17th January, I got unknown call around afternoon, I didn't picked up as I was in meeting.

After 15 minutes, one of our secretariat security person informed me that an agent from hdfc bank is standing outside secretariat entry gate to meet you for some credit card verification. I thought I haven't applied for any new card, never crossed my mind that field verification happens for credit limit enhancement 😄.

Anyway, I asked him to help agent with visitor pass to meet me at my office as without pass,no outsider is allowed in secretariat.

Then after 20 mins, agent visited my cabin & said he is visiting on behalf of hdfc bank for verification. I asked him for which request/application ?. He called his senior & said for credit limit enhancement email which I had sent earlier 😂.

I asked him what he needs to know. He said he don't need any more information. Getting inside secretariat was more than enough for him. He requested for a pic of myself in my office cabin for uploading on his tab, which I obliged. That's it.

Today limit got increased to 18 L.

Never heard of field verification for limit enhancement, it was first for me & it was positive one. Just wanted to share this strange incident.

 

[SSV]

Hi,

Today i am going to share one interesting story which happened on Friday, 17/01/2025.

I had shared on forum previously that my HDFC Tata Neu Infinity was upgraded to HDFC DCB Metal on mid December. Limit was 5 L.

On January 9th 2025, I requested for manual limit enhancement by submitting pay slips & salary credit account statement to grievance redressal, I got reply by escalation team that they are reviewing my request.

On Friday, 17th January, I got unknown call around afternoon, I didn't picked up as I was in meeting.

After 15 minutes, one of our secretariat security person informed me that an agent from hdfc bank is standing outside secretariat entry gate to meet you for some credit card verification. I thought I haven't applied for any new card, never crossed my mind that field verification happens for credit limit enhancement 😄.

Anyway, I asked him to help agent with visitor pass to meet me at my office as without pass,no outsider is allowed in secretariat.

Then after 20 mins, agent visited my cabin & said he is visiting on behalf of hdfc bank for verification. I asked him for which request/application ?. He called his senior & said for credit limit enhancement email which I had sent earlier 😂.

I asked him what he needs to know. He said he don't need any more information. Getting inside secretariat was more than enough for him. He requested for a pic of myself in my office cabin for uploading on his tab, which I obliged. That's it.

Today limit got increased to 18 L.

Never heard of field verification for limit enhancement, it was first for me & it was positive one. Just wanted to share this strange incident.

Congratulations on your LE approval with 18L CL..
probably they dont see state secretariat as office address usually , and hence may have wanted to confirm it.. !! 😉

 

[Vasuki]

Never heard of field verification for limit enhancement, it was first for me & it was positive one. Just wanted to share this strange incident.

Axis did it .

 

[vishp]

Hi,

Today i am going to share one interesting story which happened on Friday, 17/01/2025.

I had shared on forum previously that my HDFC Tata Neu Infinity was upgraded to HDFC DCB Metal on mid December. Limit was 5 L.

On January 9th 2025, I requested for manual limit enhancement by submitting pay slips & salary credit account statement to grievance redressal, I got reply by escalation team that they are reviewing my request.

On Friday, 17th January, I got unknown call around afternoon, I didn't picked up as I was in meeting.

After 15 minutes, one of our secretariat security person informed me that an agent from hdfc bank is standing outside secretariat entry gate to meet you for some credit card verification. I thought I haven't applied for any new card, never crossed my mind that field verification happens for credit limit enhancement 😄.

Anyway, I asked him to help agent with visitor pass to meet me at my office as without pass,no outsider is allowed in secretariat.

Then after 20 mins, agent visited my cabin & said he is visiting on behalf of hdfc bank for verification. I asked him for which request/application ?. He called his senior & said for credit limit enhancement email which I had sent earlier 😂.

I asked him what he needs to know. He said he don't need any more information. Getting inside secretariat was more than enough for him. He requested for a pic of myself in my office cabin for uploading on his tab, which I obliged. That's it.

Today limit got increased to 18 L.

Never heard of field verification for limit enhancement, it was first for me & it was positive one. Just wanted to share this strange incident.

Congrats and Thanks for sharing this! Never heard of physical verification for Limit Enhancement. Have also never heard of such a huge manual LE! Couple of Qs.
1. Is the new Limit 2x or 3x your current per month net pay?
2. Did you ask specifically for 18L or you just asked for LE?
3. Did you mention use cases for LE?

 

[Nishan11]

Congrats and Thanks for sharing this! Never heard of physical verification for Limit Enhancement. Have also never heard of such a huge manual LE! Couple of Qs.
1. Is the new Limit 2x or 3x your current per month net pay?
2. Did you ask specifically for 18L or you just asked for LE?
3. Did you mention use cases for LE?

Thank you.

1. No, LE is much more than that range. I was expecting maximum 10 L.

2. I didn't specified any limit, I just mentioned that better limit will help me making it my primary card as i travel alot, so it will help with my holiday planning within & outside country.
And i keep buying gadgets & high end things every year for myself & family.

And I have 23 L limit on my Emeralde Private & 10 L limit on Atlas but I find perks offered by DCB more suitable for my needs but current limit restrict me from making it my primary card.

I showed them my spends of past 6 months on Emeralde & Atlas by sending statements. That's it.

3. Answered in point 2.

 

[aniketkr.sharma]

Hi,

Today i am going to share one interesting story which happened on Friday, 17/01/2025.

I had shared on forum previously that my HDFC Tata Neu Infinity was upgraded to HDFC DCB Metal on mid December. Limit was 5 L.

On January 9th 2025, I requested for manual limit enhancement by submitting pay slips & salary credit account statement to grievance redressal, I got reply by escalation team that they are reviewing my request.

On Friday, 17th January, I got unknown call around afternoon, I didn't picked up as I was in meeting.

After 15 minutes, one of our secretariat security person informed me that an agent from hdfc bank is standing outside secretariat entry gate to meet you for some credit card verification. I thought I haven't applied for any new card, never crossed my mind that field verification happens for credit limit enhancement 😄.

Anyway, I asked him to help agent with visitor pass to meet me at my office as without pass,no outsider is allowed in secretariat.

Then after 20 mins, agent visited my cabin & said he is visiting on behalf of hdfc bank for verification. I asked him for which request/application ?. He called his senior & said for credit limit enhancement email which I had sent earlier 😂.

I asked him what he needs to know. He said he don't need any more information. Getting inside secretariat was more than enough for him. He requested for a pic of myself in my office cabin for uploading on his tab, which I obliged. That's it.

Today limit got increased to 18 L.

Never heard of field verification for limit enhancement, it was first for me & it was positive one. Just wanted to share this strange incident.

I think you missed the opportunity,
You must have asked for infinia upgrade with the person who visited you, maybe on call it will happen asap.

 

[Nishan11]

I think you missed the opportunity,
You must have asked for infinia upgrade with the person who visited you, maybe on call it will happen asap.

Recently got upgraded to DCB Metal, they will not upgrade to Infinia so soon. Anyway I am happy with DCB Metal, it's sufficient for my requirements. I am not chasing Infinia. If I get upgrade option in future, I will consider.

 

[aniketkr.sharma]

Recently got upgraded to DCB Metal, they will not upgrade to Infinia so soon. Anyway I am happy with DCB Metal, it's sufficient for my requirements. I am not chasing Infinia. If I get upgrade option in future, I will consider.

Bro, they were already in shock and if you demand a small thing they will definitely consider.

It's there internal criteria, not rule defined, winning will be your side

 

[aniketkr.sharma]

Recently got upgraded to DCB Metal, they will not upgrade to Infinia so soon. Anyway I am happy with DCB Metal, it's sufficient for my requirements. I am not chasing Infinia. If I get upgrade option in future, I will consider.

One thing definitely turn your head for infinia

Infinia Post in thread 'Infina vs Diners Black Metal Reward'

Monday at 7:13 PM

Is Diner's Smartbuy and Infinia Smartbuy will have difference in Apple Product Pricing? I have recently observed a huge difference in Pricing.





Look the variation, Infinia Smartbuy portal shows 1,29,900 whereas Diners Smartbuy shows 2,59,800 points for same phone, same color and same variant.

• BVC

• 

Watch the post by @BVC, the huge price difference

 

[vishp]

Thank you.

1. No, LE is much more than that range. I was expecting maximum 10 L.

2. I didn't specified any limit, I just mentioned that better limit will help me making it my primary card as i travel alot, so it will help with my holiday planning within & outside country.
And i keep buying gadgets & high end things every year for myself & family.

And I have 23 L limit on my Emeralde Private & 10 L limit on Atlas but I find perks offered by DCB more suitable for my needs but current limit restrict me from making it my primary card.

I showed them my spends of past 6 months on Emeralde & Atlas by sending statements. That's it.

3. Answered in point 2.

Great! Itseems your spends and limit on other cards helped. Also, seeing your spend pattern, I believe you'll easily achieve Infinia required spends of 9L in 6-months easily. You can then decide whether to go for upgrade or not. [Some stay with DCBM for its quarterly milestone]

 

[BVCBVC is verified member.]

Hi,

Today i am going to share one interesting story which happened on Friday, 17/01/2025.

I had shared on forum previously that my HDFC Tata Neu Infinity was upgraded to HDFC DCB Metal on mid December. Limit was 5 L.

On January 9th 2025, I requested for manual limit enhancement by submitting pay slips & salary credit account statement to grievance redressal, I got reply by escalation team that they are reviewing my request.

On Friday, 17th January, I got unknown call around afternoon, I didn't picked up as I was in meeting.

After 15 minutes, one of our secretariat security person informed me that an agent from hdfc bank is standing outside secretariat entry gate to meet you for some credit card verification. I thought I haven't applied for any new card, never crossed my mind that field verification happens for credit limit enhancement 😄.

Anyway, I asked him to help agent with visitor pass to meet me at my office as without pass,no outsider is allowed in secretariat.

Then after 20 mins, agent visited my cabin & said he is visiting on behalf of hdfc bank for verification. I asked him for which request/application ?. He called his senior & said for credit limit enhancement email which I had sent earlier 😂.

I asked him what he needs to know. He said he don't need any more information. Getting inside secretariat was more than enough for him. He requested for a pic of myself in my office cabin for uploading on his tab, which I obliged. That's it.

Today limit got increased to 18 L.

Never heard of field verification for limit enhancement, it was first for me & it was positive one. Just wanted to share this strange incident.

First time heard of verification for CL Enhancement. Excellent Limit Enhancement. We will also come to Secretariat to meet you then 😋😋.

 

[Nishan11]

First time heard of verification for CL Enhancement. Excellent Limit Enhancement. We will also come to Secretariat to meet you then 😋😋.

Sure. Will get visitor pass for you 😄

 

[Kushagra_]

One thing definitely turn your head for infinia

Infinia Post in thread 'Infina vs Diners Black Metal Reward'

Monday at 7:13 PM

Is Diner's Smartbuy and Infinia Smartbuy will have difference in Apple Product Pricing? I have recently observed a huge difference in Pricing.





Look the variation, Infinia Smartbuy portal shows 1,29,900 whereas Diners Smartbuy shows 2,59,800 points for same phone, same color and same variant.

• BVC

• 

Watch the post by @BVC, the huge price difference

how does it matter, Infinia gives 1:1 on apple products, they might not want to spend their points on apple products, it is nothing to change mind over
DCB is good too