HDFC Paytm credit card

[Anurag]

I have applied for paytm hdfc credit card, i have done my vkyc. Tomorrow an agent might visit my business and home address but i m away from my home. Will they cancel my application although i have talked to the agent on phone and asked manage things as my brother will be there.
Is there any customary ways to facilitate the process.

 

[Tejo]

I have applied for paytm hdfc credit card, i have done my vkyc. Tomorrow an agent might visit my business and home address but i m away from my home. Will they cancel my application although i have talked to the agent on phone and asked manage things as my brother will be there.
Is there any customary ways to facilitate the process.

If the home address is as of aadhar address every thing will be fine.

They will just verify the business and home addresses......

 

[VasukiVasuki is verified member.]

I have applied for paytm hdfc credit card, i have done my vkyc. Tomorrow an agent might visit my business and home address but i m away from my home. Will they cancel my application although i have talked to the agent on phone and asked manage things as my brother will be there.
Is there any customary ways to facilitate the process.

Y e s .
They will .
Hdfc physical verification is most troubled guys

 

[VasukiVasuki is verified member.]

I have applied for paytm hdfc credit card, i have done my vkyc. Tomorrow an agent might visit my business and home address but i m away from my home. Will they cancel my application although i have talked to the agent on phone and asked manage things as my brother will be there.
Is there any customary ways to facilitate the process.

Don't take Paytm hdfc as your first cc from hdfc . U will be stuck forever with low limit + crappiest hdfc card .with fees

 

[Anurag]

If the home address is as of aadhar address every thing will be fine.

They will just verify the business and home addresses......

Aadhar address is different from home address. But i can provide documents for the home address as well

 

[Anurag]

Don't take Paytm hdfc as your first cc from hdfc . U will be stuck forever with low limit + crappiest hdfc card .with fees

Already i m stuck sadly, kotak has given me 28k limit, maybe that's why other banks are giving something around that limit only.
Kotak also sucks when it comes to charges.

 

[Anurag]

Y e s .
They will .
Hdfc physical verification is most troubled guys

I hv talked to the guy this evening, even told that don't F**k up things and let me know if you want some extra😅 bucks

 

[Pack_of_Cards]

Aadhar address is different from home address. But i can provide documents for the home address as well

But you applied with Aadhar address, now even if you provide documents for other address it is most likely to get rejected.

 

[Anurag]

But you applied with Aadhar address, now even if you provide documents for other address it is most likely to get rejected.

I don't think that will make any issue, as i have seen people getting verified in situations like this

 

[Pack_of_Cards]

I don't think that will make any issue, as i have seen people getting verified in situations like this

Hope for the best. 🙂

 

[Abhay Chauhan]

I have applied for paytm hdfc credit card, i have done my vkyc. Tomorrow an agent might visit my business and home address but i m away from my home. Will they cancel my application although i have talked to the agent on phone and asked manage things as my brother will be there.
Is there any customary ways to facilitate the process.

They will do both Home and Office address verification.
Home address verification will be done at the address you mentioned on your application.
If you have no prior relationship with the bank, the verification guy will definitely take your biometrics in person at your home address but I think you have done EKYC so that should not be an issue.
I think they will cancel your application as bank people are creeps and will call you but will not come for your verification and will cancel it with issues like the door closed, address mismatch etc....
I too had the same issues and they canceled my application with the issue address mismatch. But the next time I give in-person KYC and it goes through successfully.

 

[Anurag]

They will do both Home and Office address verification.
Home address verification will be done at the address you mentioned on your application.
If you have no prior relationship with the bank, the verification guy will definitely take your biometrics in person at your home address but I think you have done EKYC so that should not be an issue.
I think they will cancel your application as bank people are creeps and will call you but will not come for your verification and will cancel it with issues like the door closed, address mismatch etc....
I too had the same issues and they canceled my application with the issue address mismatch. But the next time I give in-person KYC and it goes through successfully.

Today someone from hdfc called me and she asked about my business address. And this call was from their call centre.
I think, since the verification guy isn't coming since 2 days, that's why i got this call. also i can confirm he was supposed to come to my business address only.(coz we had communicated through call the first day , he hd mentioned it)

 

[Pack_of_Cards]

Whatever happens please keep us posted