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HDFC Playing with my heart and emotions..!!

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TF Premier
1ST offer which I didn't except Screenshot 2022-09-12 at 7.28.29 PM.png

second preapproved again I planned to wait
Screenshot 2022-08-19 at 7.54.44 AM.png
offer that I got today
Screenshot 2022-09-12 at 12.29.57 PM.png
Now I dont know what to do. I was looking to get millennia with better limit but I think for the foreseeable future I am stuck with this offer. I was planning to buy IPHONE 13 with CC on Flipkart BBD which I dont see it happening. 🙁


And no I am not dying..... it was a clickbait
 
1ST offer which I didn't except View attachment 4565

second preapproved again I planned to wait
View attachment 4566
offer that I got today
View attachment 4567
Now I dont know what to do. I was looking to get millennia with better limit but I think for the foreseeable future I am stuck with this offer. I was planning to buy IPHONE 13 with CC on Flipkart BBD which I dont see it happening. 🙁


And no I am not dying..... it was a clickbait
You need to maintain balance & also can upgrade to Savings Max. Mine first was ₹1,56,000 (Business Moneyback CC)
 
IMO you need to accept it and get card, then request for temporary limit enhancement to buy. HDFC frequently gives 20-25% enhancement it will increase.

Me started at 30k now its 11.04L. My spouse with 3k average balance in hdfc rural branch got Regalia 3L LTF card (has car loan from another bank, may be the reason for more limit).
 
IMO you need to accept it and get card, then request for temporary limit enhancement to buy. HDFC frequently gives 20-25% enhancement it will increase.

Me started at 30k now its 11.04L. My spouse with 3k average balance in hdfc rural branch got Regalia 3L LTF card (has car loan from another bank, may be the reason for more limit).
30K to 11Lakh😯
In which year you started with 30K?
 
IMO you need to accept it and get card, then request for temporary limit enhancement to buy. HDFC frequently gives 20-25% enhancement it will increase.

Me started at 30k now its 11.04L. My spouse with 3k average balance in hdfc rural branch got Regalia 3L LTF card (has car loan from another bank, may be the reason for more limit).
how did your spouse got Regalia.???
was she using another credit card before getting regalia offer ..?
 
30K to 11Lakh
😯

In which year you started with 30K?

Since Sep 2013

have received LE from 5 to 7 in 6/20 then to 9 in 1/21 then to 11 in 1/22


how did your spouse got Regalia.???
was she using another credit card before getting regalia offer ..?
It was a pre approved one/ no cibil check to know about other cards I guess. Has FK Axis with 43k and APay with 4.9L
 
1ST offer which I didn't except View attachment 4565

second preapproved again I planned to wait
View attachment 4566
offer that I got today
View attachment 4567
Now I dont know what to do. I was looking to get millennia with better limit but I think for the foreseeable future I am stuck with this offer. I was planning to buy IPHONE 13 with CC on Flipkart BBD which I dont see it happening. 🙁


And no I am not dying..... it was a clickbait
First off all u could take Axis Flipkart which gives u 5% off on Flipkart... Anyways if u can't get that take SBI CashBack.

If u need HDFC, then apply for Millenia directly. Then contact CuC for limit enhancement using income or C2C and buy ur iPhone. Now after few months call again request for LTF or upgrade to Regalia. Millennia is useless now because 9f the launch of SBI CashBack
 
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