HDFC Pre-Approved LTF

[aniplox]

Hey guys, so I closed my HDFC IOCL card in September as I was stuck with a 15000 limit and HDFC was not ready to increase it. Also, the card was kind of bad; sometimes it gave points on fuel and sometimes it didn’t. Well, I thought I would get preapproved offers after 6 months i.e around March, but to my surprise, I can see a preapproved banner in my netbanking limit upto 103k, and it led me to a page where I could see options for 3 cards, namely-
swiggy ltf
iocl ltf
freedom ltf
I feel all these cards are not for me, and I just want the Millennia card from HDFC. I know that HDFC doesn't upgrade co branded cards later to core cards, and the Freedom card is cursed. So, should I wait more or is this a festive limited offer?

Also, what are the chances my preapproved application will be rejected as even 3 months are yet to complete?
Should I go with this offer or wait for a better offer in the future?

Seeking the valuable guidance of the esteemed forum members here.

 

[Akashn]

@Vasuki some ppl are just lucky..

 

[Akashn]

Hey guys, so I closed my HDFC IOCL card in September as I was stuck with a 15000 limit and HDFC was not ready to increase it. Also, the card was kind of bad; sometimes it gave points on fuel and sometimes it didn’t. Well, I thought I would get preapproved offers after 6 months i.e around March, but to my surprise, I can see a preapproved banner in my netbanking limit upto 103k, and it led me to a page where I could see options for 3 cards, namely-
swiggy ltf
iocl ltf
freedom ltf
I feel all these cards are not for me, and I just want the Millenniumia card from HDFC. I know that HDFC doesn't upgrade co branded cards later to core cards, and the Freedom card is cursed. So, should I wait more or is this a festive limited offer?

Also, what are the chances my preapproved application will be rejected as even 3 months are yet to complete?
Should I go with this offer or wait for a better offer in the future?

Seeking the valuable guidance of the esteemed forum members here.

You should wait for 3-4 months more if you only want millennia

 

[AvinashTomar]

Hey guys, so I closed my HDFC IOCL card in September as I was stuck with a 15000 limit and HDFC was not ready to increase it. Also, the card was kind of bad; sometimes it gave points on fuel and sometimes it didn’t. Well, I thought I would get preapproved offers after 6 months i.e around March, but to my surprise, I can see a preapproved banner in my netbanking limit upto 103k, and it led me to a page where I could see options for 3 cards, namely-
swiggy ltf
iocl ltf
freedom ltf
I feel all these cards are not for me, and I just want the Millennia card from HDFC. I know that HDFC doesn't upgrade co branded cards later to core cards, and the Freedom card is cursed. So, should I wait more or is this a festive limited offer?

Also, what are the chances my preapproved application will be rejected as even 3 months are yet to complete?
Should I go with this offer or wait for a better offer in the future?

Seeking the valuable guidance of the esteemed forum members here.

I've also closed my HDFC IOCL CC due to low limit 😥 in this month. From when you were holding this card(age of the card)? And did you maintained High AMB in your account from September onwards?

 

[aniplox]

I've also closed my HDFC IOCL CC due to low limit 😥 in this month. From when you were holding this card(age of the card)? And did you maintained High AMB in your account from September onwards?

The age of the card was around 16 months.
No I have a student account, and my bank balance is the same as the MAB required.