HDFC Pre approved Offers! - Need Some Suggestions

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So last month I was getting indian oil CC with 25k limit but I didn't apply as some of you suggested to wait


but after a month I am getting offer for money back plus CC with 50k limit. should wait for millennia or just go with it

as of now I am having one card (unsecured with 30k limit) and icici platinum ( secured with 50k limit ) @TechnoFino sir please guide me through your wisdom and other can too

 

[repertoire]

I'm trying to do the same. How old is your HDFC account and what kind of balance are you keeping in it?

 

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I'm trying to do the same. How old is your HDFC account and what kind of balance are you keeping in it?

I used to maintain 1L+ balance and I am a classic account holder (only from last month) and account it 4 months old

 

[ashwinkashwink is verified member.]

So last month I was getting indian oil CC with 25k limit but I didn't apply as some of you suggested to wait View attachment 3585


but after a month I am getting offer for money back plus CC with 50k limit. should wait for millennia or just go with it

as of now I am having one card (unsecured with 30k limit) and icici platinum ( secured with 50k limit ) @TechnoFino sir please guide me through your wisdom and other can too

View attachment 3586

It's upto your choice bro! hence you started from Indian oil pre approved CC to now you get Money back plus CC I think your motto is to get Millennia Credit Card only maybe be the next one is itself then waiting is helpful to achieve your goal 😉 i wish you good luck 👍
Better to wait..

 

[pjain2712]

So can we assume HDFC updates pre-approved offers every month if we don't accept the offer? Or it is case to case basis? I also got MB+ card with 63k limit last month but I am waiting for Millennia offer

 

[TechnoFinoTechnoFino is verified member.]

So last month I was getting indian oil CC with 25k limit but I didn't apply as some of you suggested to wait View attachment 3585


but after a month I am getting offer for money back plus CC with 50k limit. should wait for millennia or just go with it

as of now I am having one card (unsecured with 30k limit) and icici platinum ( secured with 50k limit ) @TechnoFino sir please guide me through your wisdom and other can too

View attachment 3586

if you are mentioning good relationship value then I'll suggest you to wait for better offer or maybe apply for millennia card directly.

 

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if you are mentioning good relationship value then I'll suggest you to wait for better offer or maybe apply for millennia card directly.

My CIBIL is below 750( due to 3 inquiries from BOB I dont know why and also due to I closed my 3 pay. later apps) and dont have a income proof. Now is it advisable to apply directly for millennia..?

 

[Sevendar@01]

I used to maintain 1L+ balance and I am a classic account holder (only from last month) and account it 4 months old

if you apply from your rm there will be no income proof required that is what my rm suggested me any account above savings max can apply credit card of hdfc without income proof

 

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if you apply from your rm there will be no income proof required that is what my rm suggested me any account above savings max can apply credit card of hdfc without income proof

ok I will try to talk to him....

 

[TechnoFinoTechnoFino is verified member.]

My CIBIL is below 750( due to 3 inquiries from BOB I dont know why and also due to I closed my 3 pay. later apps) and dont have a income proof. Now is it advisable to apply directly for millennia..?

better wait few more months before applying directly.

 

[BankExpertIndia]

So last month I was getting indian oil CC with 25k limit but I didn't apply as some of you suggested to wait View attachment 3585


but after a month I am getting offer for money back plus CC with 50k limit. should wait for millennia or just go with it

as of now I am having one card (unsecured with 30k limit) and icici platinum ( secured with 50k limit ) @TechnoFino sir please guide me through your wisdom and other can too

View attachment 3586

As You Mentioned It Will Be Your First Un-Secured CC... So Just Take It... So By Having This Card You'll Get Many Card Offers... So After Some Time You'll Having Cards With 1-2L Of Limit So Apply For Millenia C2C Then.

 

[Kartik155555]

So last month I was getting indian oil CC with 25k limit but I didn't apply as some of you suggested to wait View attachment 3585


but after a month I am getting offer for money back plus CC with 50k limit. should wait for millennia or just go with it

as of now I am having one card (unsecured with 30k limit) and icici platinum ( secured with 50k limit ) @TechnoFino sir please guide me through your wisdom and other can too

View attachment 3586

I'm also getting this banner but when I check through whats app banking i have no pre approved offer. My rm also declined that I have any offer regarding cc.
(So this banner is really pre approved one or just an add for money-back cc?)

 

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I'm also getting this banner but when I check through whats app banking i have no pre approved offer. My rm also declined that I have any offer regarding cc.
(So this banner is really pre approved one or just an add for money-back cc?)

after clicking it I am getting option to apply

 

[repertoire]

I'm also getting this banner but when I check through whats app banking i have no pre approved offer. My rm also declined that I have any offer regarding cc.
(So this banner is really pre approved one or just an add for money-back cc?)

Does your offer banner mention the credit limit?

 

[Kartik155555]

after clicking it I am getting option to apply

Check your whats app banking....is it showing? (The cc offer)

I'm also getting option to apply but I'm scared it will get rejected so taking no chance

 

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after clicking it I am getting option to apply

you can see that on my post also yes limit is mentioned on banner

 

[Kartik155555]

you can see that on my post also yes limit is mentioned on banner

Yeah seen.

I have also same banner but no offer showing in whats app banking ...n my rm also confirmed that I have no offer that's why I'm asking you can cross check before applying or else it may get rejected 🥲

 

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Yeah seen.

I have also same banner but no offer showing in whats app banking ...n my rm also confirmed that I have no offer that's why I'm asking you can cross check before applying or else it may get rejected 🥲

I can see pre approved credit card offer, pre approved Easy EMI of 3k offer, pre approved consumer loan of 67k offer and bike loan of 1L offer in my what's app banking

and I am getting mails about it...