HDFC premium credit card downgrade

[nishadthakur]

I used to receive millenia to regalia FYF offer every month for past 6-7 months, I didn't upgrade to it, instead I got merriott card, today I received the upgrade mail again, so just for curiosity I check the upgrade page, for my millenia card I received most ultra premium upgrade from HDFC, please check the screenshot.

 

[kuchbhi]

aalel lele lele awwww bacha rooth gya
le hdfc:

 

[kuchbhi]

ispe reward conversion rate to 300% hona chaiye tha pakdo in hdfc walo (parag rao) ko