coolfreakky
TF Neo
I have both HDFC Regalia Gold and HDFC UPI Credit Card. I know that the credit limits of both the cards are shared and the Credit Limit of Regalia is also applicable for UPI Card. What I am NOT able to find anywhere is IF I spend "X" on HDFC UPI Card and "Y" on HDFC Regalia Gold card, will the spending on HDFC Regali Gold in total will be "X+Y" for consideration of Annual spending for Annual fee Reversal. The Regalia Gold card is chargeable and I am close to yearly spending milestone however I am sure I won't be able to hit the 4L mark alone on HDFC Card. If I consider UPI Card Spending as well, then the limit will be easily Hit. Pls guide if someone has this information.
