Can anyone clarify that what will be the effective return if we buy vouchers from payzapp by regalia gold credit card? How to maximize the HDFC Regalia Gold cards return if we want to purchase vouchers?
Base reward rate is 6% on most of the vouchers.
But if you buy Amazon Pay Gift Card OR Flipkart, then 3% + GST = 3.54% is charged extra, bringing down the overall savings to a mere 2.46%.
