HDFC Reward Points related queries.

[Sanjay]

Best way to use HDFC Moneyback CC Reward Points? Should I take cash redemption or any voucher? And also please tell me if they expire or not?

 

[StanRoute66]

And also please tell me if they expire

Two years expiry .
I usually redeem them for cash after collecting it for an year

 

[Sanjay]

Two years expiry .
I usually redeem them for cash after collecting it for an year

kk thanks for answering. Will do the same. 😇

 

[Sanjay]

Two years expiry .
I usually redeem them for cash after collecting it for an year

Can you tell me one thing also? I have one cc of 75k limit. Recently I bought something on EMI 30k for 6 months 5k each. So if you see my 30% CUR is 22,500. So can you tell me how do I calculate my 30% now? As 30k is already locked. Do I have to count 30% above 30k now ?

 

[StanRoute66]

Can you tell me one thing also? I have one cc of 75k limit. Recently I bought something on EMI 30k for 6 months 5k each. So if you see my 30% CUR is 22,500. So can you tell me how do I calculate my 30% now? As 30k is already locked. Do I have to count 30% above 30k now ?

30% is already utilized .

 

[AllSeeker]

When are these points usually showing up in mycards app? I don't see last months points, my statement date is 22nd.

 

[AllSeeker]

Takes 1-2 months to update.

🤨
That's a long time for someone who is used to having it as a cashback in statement 🤣

 

[StanRoute66]

When are these points usually showing up in mycards app? I don't see last months points, my statement date is 22nd.

Points show in 2 days on myCards app . It will become redeemable only after next bill generation .
Hope it clears your doubt.

 

[AllSeeker]

Points show in 2 days on myCards app . It will become redeemable only after next bill generation .
Hope it clears your doubt.

In my case I'm not really seeing any points from last billing cycle, and this is not issue of transaction validity for sure. My HDFC card is my main card so it has variety of transactions happening on it. So, there should've been some points. I check on internet, they say up to 90 days from day of transaction.

This is kind of confusing.

 

[Yoman]

Is hdfc smartbuy offers applicable on money-back plus cc?

 

[Yoman]

What kind of offers?

Like If I bought instant voucher then 5% cashback is applicable on that order or not

 

[Akashgod]

There is no way to maximize reward rate of moneyback card accrued reward points. It is same across all segments.. be it voucher,cash or airmile. Best is to transfer across SIA where u can 2x it during offers.

 

[AllSeeker]

There is no way to maximize reward rate of moneyback card accrued reward points. It is same across all segments.. be it voucher,cash or airmile. Best is to transfer across SIA where u can 2x it during offers.

SIA?

 

[Akashgod]

Singapore airlines bro 😁

 

[StanRoute66]

SIA?

Can you elaborate on 2X SIA points offer ? When and how they come

 

[Akashgod]

It's a whole different topic here. And also moneyback guys r rarely airmiles guys!

 

[StanRoute66]

It's a whole different topic here. And also moneyback guys r rarely airmiles guys!

Hey , that's a degrading tone . Not cool !
You are talking like we are tuchh prani . If you cant share the info then get the hell out

 

[Akashgod]

There is a separate section for airmiles. Hope u know that and the subject is not airmiles! Getting the hellout is the best option which I already did b4 ur saying 🤣

 

[StanRoute66]

There is a separate section for airmiles. Hope u know that and the subject is not airmiles! Getting the hellout is the best option which I already did b4 ur saying 🤣

I can post a thread there but what did this statement mean : " moneyback guys r rarely airmiles guys " ?

 

[Akashgod]

It's a fact what u just quoted. Be realistic! And I don't owe an explanation to anyone. What u interpret is upto u! Do a survey if u want until u know what I said is true. The no. Of ppl who have money back cards and no. Of ppl converting it to airmiles 😅