HDFC Swiggy CC Goodbuy now?

[Hell_Kitty]

I just got my Infinia last month and was thinking if I should still be looking for HDFC Swiggy CC? I don’t eat through swiggy usually but was considering it since it is being offered as LTF. Also I have had 12 inquiries in this year. Mistakenly closed Amazon ICICI in may and would like to reapply in December. Any recommendations from the experts here? Go or No Go?

@SSV @D₹V @Vasuki @vaibhav111

 

[percolate]

You can take HDFC swiggy cc if you don't have SBI cashback card.

 

[Hell_Kitty]

You can take HDFC swiggy cc if you don't have SBI cashback card.

I do have SBI Cashback card

 

[percolate]

I do have SBI Cashback card

then no use of Swiggy cc

 

[Hell_Kitty]

@SSV @Wealth is my birth right! @anirban.choudhury thoughts?

 

[SSV]

@SSV @Wealth is my birth right! @anirban.choudhury thoughts?

Don't worry about Swiggy CC, it only helps you in increasing your over-leverage ratio as it will be reported as a separate account.
You already have SBI CB and also you are saying you don't use Swiggy much..
Even if you use Swiggy, there are other ways to get more than 10% discount for your Swiggy orders..
So, really no case for Swiggy in your case..