HDFC TATA Neu card or millennia card ?

[sarainfo12]

Hi, Currently we are using diners club privilege card . But the milestone rewards are very hard to achieve to get those monthly vouchers (only one time we got in 6 months ) and also to get annual rewards we have to spend around 5L which now seems impossible for us .

So we are planning to downgrade our card with something more beneficial.
Please suggest some good hdfc credit card for cashback. Currently thinking on neu card and millennia card.

Thanks.

 

[vaibhav111vaibhav111 is verified member.]

Hi, Currently we are using diners club privilege card . But the milestone rewards are very hard to achieve to get those monthly vouchers (only one time we got in 6 months ) and also to get annual rewards we have to spend around 5L which now seems impossible for us .

So we are planning to downgrade our card with something more beneficial.
Please suggest some good hdfc credit card for cashback. Currently thinking on neu card and millennia card.

Thanks.

you can downgrade to millennia card only for tata neu you need to apply separately if won't offer as downgrade cause it co-branded with tata

 

[sarainfo12]

I thought getting rupay based cards will be really helpful to get more rewards since it's allow us to use on UPI.

 

[vaibhav111vaibhav111 is verified member.]

I thought getting rupay based cards will be really helpful to get more rewards since it's allow us to use on UPI.

yeah that true, you can check thread on tata neu and check in your app which offer is showing up FYF/LTF

 

[Chaitanya-a]

I thought getting rupay based cards will be really helpful to get more rewards since it's allow us to use on UPI.

Tata Neu cards are worthy only if you get them LTF. Better go for Millenia.

 

[sarainfo12]

Tata Neu cards are worthy only if you get them LTF. Better go for Millenia.

We are average spenders , we can achieve upto 3L yearly spends easily . So annual fee will automatically removed .
But diners card we don't get any benefit untill we have to spend 5L . That's the main reason i am planning to switch.
Millennia card gives 1000rs voucher if we spend 1L in single quarter year.
Our average monthly spends on credit card is around 25k per month . So it will be hard to hit 1L in 3 months also..
This is where my confusion started which one to choose ...

Note:
I am planning to get eazydiner indusind card also for dining discounts and bookmyshow offers. So we are not currently considering hdfc times platinum card.

Diners card is in my wife's name , indusind card i am planning to get on my name .

Since eazydiner cards don't have any milestone and spending offers we are planning to use eazydinder card only for dining purpose , movies and for other spends we need good credit card which gives nice cashback or rewards for spendings

 

[CardGame]

Millennia any day

 

[panu24]

I will suggest Millennia for cashback. You can try Tata neu also but get it LTF only.

 

[sv004]

U can get both . Down grade to millennia and get tata neu plus on rupay

 

[sarainfo12]

Diners card renewal date will be on Oct ,
So if i downgrade our card now , should we pay the joining fee again now ?

 

[sv004]

Diners card renewal date will be on Oct ,
So if i downgrade our card now , should we pay the joining fee again now ?

No