Infinia HDFC TATA Neu for Infinia holders- Best use

[theXfactor]

I’m already holding Infinia and getting Tata Neu Infinity LTF during this ongoing offer period. I’m not sure what could be the best use cases for Neu Infinity over Infinia.
Neu Infinity gives 5%+5% in form of Neu coins on Tata brands. That’s the best it offers. However, one can get the vouchers issued for majority of these brands from SmartBuy with Infinia which gives about 17% value back. The best use I see for the Neu Infinity is Rupay UPI and may be additional card for lounges.
Just wanted to know what could be the best use of this card specially for Infinia card holders to be doubly sure if it makes sense and I’m not missing anything on finer details before I go for it. How are our Infinia holders extracting value from it? Don’t want to hold any card just because it’s LTF.

 

[cesc007]

I was in planning to be in the same boat, following same, but afaik, extra benefits you get for taj epicure membership which you don't get with infinia, tanishq direct 5% off, ofcourse upi with cc

 

[RDR]

I am considering this too but I read that the rewards structure and process is cumbersome for Tata Neu Infinity.

 

[theXfactor]

I am considering this too but I read that the rewards structure and process is cumbersome for Tata Neu Infinity.

The value back is in terms of Neu points. I think, may be for additional lounge access and rupay features one can go for it.

 

[Sobirvs]

better go for kiwi yesbank card

 

[theXfactor]

better go for kiwi yesbank card

Is there any distinct value it offers to someone holding Infinia apart from Rupay features?

 

[akmittal]

I'm holding both infinia and neu infinity. Using neu only for UPI, which is not not much for me. Using infinia 99% of the time, neu is LTF so didn't mind it.

 

[msk1437]

Upi, bill payments not supported/ over limit on Amazon pay

 

[theXfactor]

Hope ICICI Amazon Pay is introduced on Rupay platform soon

 

[vadixit]

Hope ICICI Amazon Pay is introduced on Rupay platform soon

And provide 1% cashback on UPI payments

 

[theXfactor]

And provide 1% cashback on UPI payments

I have a wishlist but 1% is good enough an ask

 

[vadixit]

I have a wishlist but 1% is good enough an ask

It is what they provide on normal merchant so would be reasonable to assume.

 

[theXfactor]

It is what they provide on normal merchant so would be reasonable to assume.

What do you mean by ‘normal merchant’?

 

[vadixit]

What do you mean by ‘normal merchant’?

Except for excluded categories and Amazon if you swipe the card, it provides 1% cashback. If it comes with rupay, I would expect same with UPI transactions.