Hdfc- upgrade to platinum debit, cashback query

[epeter07]

Hi,
I want to upgrade my hdfc millenia debit card to platinum. But what will happen to the pending cashback? The 5 percent card cashback and 5 percent from smartbuy that normally take 3 konths to credit. Will that be just lost?

 

[Karvanna]

No It Wont ,You Will Get Both Like This

 

[Deleted member 5552]

Hi,
I want to upgrade my hdfc millenia debit card to platinum. But what will happen to the pending cashback? The 5 percent card cashback and 5 percent from smartbuy that normally take 3 konths to credit. Will that be just lost?

This month only I upgraded from Millennia to Platinum. I received promotion cashback (5%) even after Millennia card closure. But waiting for Millennia loyalty cashback points. If I receive I will update here

 

[epeter07]

No It Wont ,You Will Get Both Like This

thanks!

 

[epeter07]

This month only I upgraded from Millennia to Platinum. I received promotion cashback (5%) even after Millennia card closure. But waiting for Millennia loyalty cashback points. If I receive I will update here

thanks! will then go ahead with upgrade.

 

[rohant]

thanks! will then go ahead with upgrade.

How did you like the upgrade?
I am planning to downgrade to Millenia from ES Platinum as Millenia offers more both on cc payments and online transactions. I am not a high spender and hence looking forward to get Millenia. Please let me know how I can do that?
Also, I hold salary account with HDFC and have LTF ES Platinum DC.

 

[Deleted member 16965]

How did you like the upgrade?
I am planning to downgrade to Millenia from ES Platinum as Millenia offers more both on cc payments and online transactions. I am not a high spender and hence looking forward to get Millenia. Please let me know how I can do that?
Also, I hold salary account with HDFC and have LTF ES Platinum DC.

But keep in mind that Millennia DC will only fetch you Rs 400 cashback per month.

 

[VISHESH_BANSAL]

But keep in mind that Millennia DC will only fetch you Rs 400 cashback per month.

75k per Month on Plat. 750/Month.

80k per Month on Millennia 2000/Month, if one has multiple Millennia in Family

 

[Deleted member 16965]

75k per Month on Plat. 750/Month.

80k per Month on Millennia 2000/Month, if one has multiple Millennia in Family

Rs 2000/Month means 5 Millennia DC cards or am I missing something?

 

[VISHESH_BANSAL]

Rs 2000/Month means 5 Millennia DC cards or am I missing something?

Yes 5 Millennia DC that is why I wrote multiple DC in Family

 

[rohant]

But keep in mind that Millennia DC will only fetch you Rs 400 cashback per month.

Yeah, I know I hardly get 500 with hdfc ES Platinum in 6 months as it fetch 1% on credit card payments. I needed Millenia DC as it gives good cb on cc payments and portals like Cheq, paytm started charging convininence fees on my ccs. So, think it is a better option for me. 400/ month is fine. Also, what's the minimum spend for 2.5% cashaback?

 

[Deleted member 16965]

Yeah, I know I hardly get 500 with hdfc ES Platinum in 6 months as it fetch 1% on credit card payments. I needed Millenia DC as it gives good cb on cc payments and portals like Cheq, paytm started charging convininence fees on my ccs. So, think it is a better option for me. 400/ month is fine. Also, what's the minimum spend for 2.5% cashaback?

Minimum amount is Rs 400 in case of Millennia DC to get 1% or 2.5% cashback. Just do Rs 16000 credit card payment on Mobikwik through Millennia DC and you will get 2.5% cashback points which is equal to Rs 400 post 90 days.

 

[Trust Me]

Minimum amount is Rs 400 in case of Millennia DC to get 1% or 2.5% cashback. Just do Rs 16000 credit card payment on Mobikwik through Millennia DC and you will get 2.5% cashback points which is equal to Rs 400 post 90 days.

I thought the 2.5% cashback is for online transactions only! How are "online transactions" defined? Any kind of transactions made online? Does it pay 2.5% for CC payments also, if done online?!

Also, does any kind of shopping done via PayZapp or SmartBuy (including Amazon and Flipkart) qualify for 5% cashback (upto 400/p.m.), -- or are there restrictions?

 

[rohant]

I

I thought the 2.5% cashback is for online transactions only! How are "online transactions" defined? Any kind of transactions made online? Does it pay 2.5% for CC payments also, if done online?!

Also, does any kind of shopping done via PayZapp or SmartBuy (including Amazon and Flipkart) qualify for 5% cashback (upto 400/p.m.), -- or are there restrictions?

I have the same question. I don't think it'll fetch 2.5% cb on cc payments. I have cards that are not listed on HDFC portal, so Millenia makes sense

 

[CyberPsych]

Just do Rs 16000 credit card payment on Mobikwik

What's the catch with the number 16000 and Mobikwik here?

 

[CyberPsych]

we get 400 after 90 days as cashpoints in hdfc account.

Oh, you meant if we pay 16000, we get 400 (which is the max per month).

 

[Deleted member 16965]

What's the catch with the number 16000 and Mobikwik here?

2.5% of 16000 = 400 (max cashback points per month for Millennia DC)