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HDFC User - Best Debit Card for 2025 | Which Debit Card to Apply in February 2025 | Discussion

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Is this new WWW AMAZON IN for Wallet loading on amazon via Millennia DC eligible for cashback?



Earlier it was Amazon Pay India Pvt Ltd 🤔


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Abhishek012 said:
HDFC User - Best Debit Card for 2025 | Which debit card to apply in February 2025:

Ok boyz and beautiful galz

For the past 2-3 weeks, I have been receiving countless messages asking where to use the HDFC Platinum debit card ?

So look, guys I have one good news and one bad news.

The bad news is that the HDFC Platinum debit card is almost useless now.

Actually, there are still some places where you can use it to get 1% rewards cashback.

For example, if you have an Airtel Payments Bank account, you can load money using the HDFC Platinum Visa Variant Debit Card and earn 1% cashback (no idea about Mastercard variant).

However, each transaction should be under ₹10,000 and you should only proceed if the Razorpay gateway shows 'Airtel Money' as the merchant name. Above 10k you will get Wallet category merchant name, which is not eligible for 1% cashback.

But I do not recommend new users to open an Airtel Payments Bank account. If you're already an existing user, you can go ahead. If anyone asks me further questions about Airtel Payments Bank, I will ignore them.

Now, let's move on to the good news.

Everyone should upgrade to the HDFC Millennia Debit Card.

Not just one but many options are available right now to use this card

Go to your HDFC app or net banking and upgrade your debit card to the HDFC Millennia Debit Card -

View attachment 83825

Now where to use ?

Updated - Canara Setu now not eligible, dnt transaction on Canara Setu website.

Option 1 - For Credit Card Holders -

Visit Canara Setu Website - https://billpe.setu.co/1428576343393568731/billers/Credit-Card

and pay your Credit Card bill and get 2.5% upto Rs400 cashback per month.

Merchant name - Retail CC

Merchant category and MCC Code - 5311 (DEPARTMENT STORES)

View attachment 83826

Option 2 - Amex or SCB credit card holders -

You guys can load money into Amazon Full KYC Wallet UPI and get 1% cashback upto ₹400. Load ₹40K and get the full ₹400 cashback.

Now, use the Amex and SCB Billdesk credit card bill payment website and pay through Amazon Wallet UPI.

Option 3 - Non-Credit Card holders -

Well, there are multiple options available for this. You can load money into Amazon Full KYC Wallet UPI, Mobikwik Full KYC Wallet UPI or Payzapp Full KYC Wallet and then make free bank transfer using Wallet UPI.

Payzapp Full KYC Wallet users can transfer money from Wallet to Bank for free with no extra charges.

Every month, load a total of ₹40K and earn ₹400 cashback.

Option 4 - Non-Credit Card holders -

Well, this is also wallet loading but here you need to load money into Ebixcash Full KYC Wallet UPI and then make free bank transfer using Wallet UPI. Load a total of ₹16K and you'll get ₹400 cashback (2.5% upto ₹400 cashback per month).

Note: Ebixcash Full KYC Wallet UPI, daily load limit is Rs5000 for Debit Card and no extra charges.

Actually, the merchant category for Ebixcash Full KYC Wallet UPI is 'Professional Services' or 'Motor Vehicle Supplies and New Parts,' which is why you get 2.5% cashback upto ₹400.

I have a separate post about Ebixcash Full KYC. Check that out and you'll understand better.

Remember, you first need to register on the Ebixcash website and complete video KYC. Only then you can register on the Ebixcash Wallet UPI app - https://www.technofino.in/community...pi-launched-5-sbi-cashback-credit-card.28876/

Note: this ₹400 cashback will be credited after 90 days.

Also remember, there is a maximum monthly cashback cap of ₹400. You cannot avail both offers together—the 1% wallet load and the 2.5% e-commerce spend.

Airport Lounge access -

This card gets you 4 complimentary lounges access annually (once per calendar quarter) at domestic airports across India. For the list of lounges where the offer is valid and conditions.

Effective 1st January 2024, you will get complimentary lounge benefit only if you spend ₹ 5000 or more in previous calendar quarter. For more information click here

Note - Every month, if you make credit card bill payments through Canara Setu and load your EbixCash full KYC wallet, you will become eligible for airport lounge access.

But remember, wallet loading will not be counted as an eligible criteria for lounge access.
Click to expand...
so no offers,.options for Credit card holders with millennia dc 🤐🤐???
 
roshan mothukuri said:
so no offers,.options for Credit card holders with millennia dc 🤐🤐???
Click to expand...
Load to Wallet and pay CC bill via Wallet UPI

Another option - set autopay on HDFC bill pay portal and get 2.5% cashback upto 400 per month.

use autopay option only if your cc bill generated amount between 16k to 40k only.

Dobbiee

Thread '1% Cashback returns on HDFC Platinum Debit Card'

My experience of getting 1% cashback on HDFC Platinum debit card.

Dec 23 - Opened Savings Max Account and got 'Visa Platinum Debit Card'. Started getting 1% cashback (upto Rs 750) on making payment of ICICI credit card through Bill Pay on HDFC platform. In around 6 months time it stopped automatically.

Nov 24 - Changed the account type to Speciale Gold and also converted to Classic Banking (on request). Placed order for new Platinum Debit Card with hope to get word Classic mentioned it. But again got the same variant 'Visa Platinum Debit Card'. Anyways, again started getting...
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Abhishek012 said:
Load to Wallet and pay CC bill via Wallet UPI

Another option - set autopay on HDFC bill pay portal and get 2.5% cashback upto 400 per month.

use autopay option only if your cc bill generated amount between 16k to 40k only.

Dobbiee

Thread '1% Cashback returns on HDFC Platinum Debit Card'

My experience of getting 1% cashback on HDFC Platinum debit card.

Dec 23 - Opened Savings Max Account and got 'Visa Platinum Debit Card'. Started getting 1% cashback (upto Rs 750) on making payment of ICICI credit card through Bill Pay on HDFC platform. In around 6 months time it stopped automatically.

Nov 24 - Changed the account type to Speciale Gold and also converted to Classic Banking (on request). Placed order for new Platinum Debit Card with hope to get word Classic mentioned it. But again got the same variant 'Visa Platinum Debit Card'. Anyways, again started getting...
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Click to expand...
Hello @Abhishek012 , are you sure that millennia debit card will fetch 2.5% cb if cc bill payment is set to autopay?
 
Hey everyone, I had a couple of doubts regarding HDFC debit cards and cashback.

Right now, I have the HDFC RuPay Platinum Debit Card, but I don’t really find it useful. Earlier, I used to have the Millennia Debit Card, but I closed it permanently after getting the RuPay Platinum one.

Now I’m thinking of getting the Millennia card again because I want to load my Amazon Pay wallet using the Millennia debit card, and then use that same balance to pay credit card bills—basically to earn cashback that way.

So I have two questions:
  1. Will loading the Amazon Pay wallet with the Millennia card give me 1% cashback?
  2. Is it possible to reissue the same Millennia card I had earlier, or will I have to apply for a new one?
 
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