Help required regarding C2C Credit apply

[Wraith6201]

I have SBI CASHBACK Card (58K), SC Smart Card (60K), Axis Flipkart (1.78L) and IDFC WOW (10K FD). I get a net salary of 60K (HDFC Salary Account, started earning a year ago). My CIBIL is 771. What cards can I apply on C2C basis? Also can I upgrade the variant or limit any of my card on C2C basis?

 

[prankster]

Mention your requirements and spending patterns

 

[Wraith6201]

Mention your requirements and spending patterns

I spend a lot on Shopping, also occasionally I travel so a travel credit card would be nice. Mostly I am looking for a LTF credit card but if its a good card then I can pay the annual fee.

 

[Ram1]

Bob premier ltf
Hdfc millinia try ltf through salary account
Indusind legend ltf
Rbl soprite ltf

 

[prankster]

I spend a lot on Shopping, also occasionally I travel so a travel credit card would be nice. Mostly I am looking for a LTF credit card but its a good card I can pay the annual fee.

You should try to get your sbi cc limit increased above 1L, then you can maximise the rewards from this card. There are threads on this, you can search and try to get your limit increased.

 

[Wraith6201]

Bob premier ltf
Hdfc millinia try ltf through salary account
Indusind legend ltf
Rbl soprite ltf

Thanks... I have to apply offline, right?

 

[Wraith6201]

You should try to get your SBI credit card limit increased above ₹1 lakh; then you can maximize the rewards from this card. There are threads on this; you can search and try to get your limit increased.

Aight, thanks. There is no offer in the SBI card website's "EMI and more" section. I will check and try a different way.

 

[Ram1]

Thanks... I have to apply offline, right?

Bob, indusind, rbl u can apply online

 

[drsel]

SBI cashback
Airtel
Atlas
AU Lit

 

[Avinash.Mishra]

I have SBI CASHBACK Card (58K), SC Smart Card (60K), Axis Flipkart (1.78L) and IDFC WOW (10K FD). I get a net salary of 60K (HDFC Salary Account, started earning a year ago). My CIBIL is 771. What cards can I apply on C2C basis? Also can I upgrade the variant or limit any of my card on C2C basis?

You generally can’t upgrade variants on c2c basis there are exceptions but mostly via escalation route same goes for limit enhancements generally limit enhancements are provided based on your spending patterns and incomes.

 

[helloworld]

Thread 'Guide to suggest a credit card - Basic requirements'

Sep 28, 2024

How to Choose the Right Credit Card for You

Simply looking at your CIBIL score or listing your existing cards won't help determine the most suitable credit card for you. To make an informed choice, you need to consider various factors.

Key Steps to Select a Credit Card:​

1. Identify Your Spending Categories
   
   Look at your monthly or annual expenses and categorize them. This will help determine which card gives the best rewards for your spending pattern.
   
   Example:
   • Amazon: ₹5,000
   • BigBasket: ₹5,000
   • Offline...

• helloworld
• Replies: 8
• Forum: Suggest me a Credit Card

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