Help! Should I apply for Axis Magnus?!

[vn_1]

Got regalia with 4.4L limit, apparently I can get magnus on c2c with some effort from my side, that is, I have to go to the branch which is 100km away. Not a problem. But I am thinking of..

1. My usage will be at MAX 6L. Never gonna cross 15L.

2 So, in this case, is it worth paying 10k for it?

3. Regarding 10k tatacliq vouchers, are people getting them after one year<for annual fee> ? Asking because I can live with paying 2k or 3k gst after deducting tatacliq voucher. But paying full 10k, considering my usage, is a big no.

So , should I apply or not?
Thanks.

 

[anirban.choudhuryanirban.choudhury is verified member.]

First of all you need to categorise your spends
If you have spends on Amazon , FK , Apay , Tata cliq etc where you can use vouchers from gyftr then Magnus would be a good option so get those accelerated reward points

For 6 lakh annual spend , you won’t be able to manage the monthly milestone .

So if your spends are mostly offline or utility or insurance or rent , and you are not looking at hiting the monthly milestone even for 4 months in a year. I would suggest to skip Magnus as of now .

You already have Regalia for your airport lounge needs , may be you can take 1 cashback card , even after devaluation sbi cashback is still pretty good

 

[vn_1]

First of all you need to categorise your spends
If you have spends on Amazon , FK , Apay , Tata cliq etc where you can use vouchers from gyftr then Magnus would be a good option so get those accelerated reward points

For 6 lakh annual spend , you won’t be able to manage the monthly milestone .

So if your spends are mostly offline or utility or insurance or rent , and you are not looking at hiting the monthly milestone even for 4 months in a year. I would suggest to skip Magnus as of now .

You already have Regalia for your airport lounge needs , may be you can take 1 cashback card , even after devaluation sbi cashback is still pretty good

My spends are mostly on Amazon, flipkart and online. No rent or insurance. Also recently got Apay icici. For utilities, again recently, got Airtel Axis<super happy with this one>

Like you said, I guess I should skip this for now. Thank you for detailed reply.