Hidden Credit card criteria for Central government employees?

[snjn]

Just wanted to know, are there any hidden rules by banks allowing government employees to hold premium cards with some relaxation in eligibility criteria?

 

[ltf4ever]

i guess au bank has some.
if you are into the elite admin services then the rm of any bank will go above and beyond to relax the criteria for you

Just wanted to know, are there any hidden rules by banks allowing government employees to hold premium cards with some relaxation in eligibility criteria?

 

[NOOBY]

Even HDFC gives Imperia programme to Class 1 officers (Dy. Collector and above, PSU directors and other senior positions, etc)

Not sure about offering super premium cc directly though, but if you ask, they should get the approval for you

 

[snjn]

Even HDFC gives Imperia programme to Class 1 officers (Dy. Collector and above, PSU directors and other senior positions, etc)

Not sure about offering super premium cc directly though, but if you ask, they should get the approval for you

I guess that's for salary account in HDFC. But being govt employees we are not allowed to have one outside SBI.
Will mailing HDFC help in ascertaining the various pointers regarding it?

 

[Dazzwilliams]

But being govt employees we are not allowed to have one outside SBI.

I don’t think there’s any compulsion., You might recheck.
Many friends of mine (Class 1 govt offrs) have shifted their salary accounts to Axis, HDFC etc .

If you wish to retain SBI acc, since its zero bal, you can sweep your salary to other account every month by giving standing instructions.

 

[snjn]

I don’t think there’s any compulsion., You might recheck.
Many friends of mine (Class 1 govt offrs) have shifted their salary accounts to Axis, HDFC etc .

If you wish to retain SBI acc, since its zero bal, you can sweep your salary to other account every month by giving standing instructions.

How does this standing instruction thing works?

 

[Dazzwilliams]

How does this standing instruction thing works?

Sbi will transfer a particular amount as desired by you to your other bank account every month

 

[NOOBY]

Sbi will transfer a particular amount as desired by you to your other bank account every month

But that won't make his account salary account in HDFC/Axis, etc

I think they need to see money transfer from a known company Account Name

 

[Dazzwilliams]

But that won't make his account salary account in HDFC/Axis, etc

I think they need to see money transfer from a known company Account Name

I didn't say it would make his salary account. I told this in the scenario when he's unable to change his salary account from SBI.
Atleast he can move all his assets and might be eligible for high end Accounts based on NRV , which makes it possible to get pre-approved cards