HNI Banking Accounts - Worth it?

[Approaching_Minimums]

Hello everyone. I've been on a hunt for a premium banking experience focussing on 1) Excellent customer support
2) Good versatility of investment options
3) An RM who knows his/her stuff and gets the job done without pitching his/her insurance options.
4) and ofcourse access to good range of cards.

So far I've used

-Axis (priority) but was really disappointed and never bothered to look at Burgundy although I'm being told the burgundy experience is different. Would love some feedback
- IDFC wealth
Except for the neat interface, didn't find much of a difference
- Yes First
Hopeless

Eager to try ICICI/HDFC/Indusind range
Would really appreciate if you can give me a real-time feedback based on your personal experience🙂

🙏

 

[imdjay]

At first, I thought your username is "approaching mini Mums".

 

[Approaching_Minimums]

🤣🤣

At first, I thought your username is "approaching mini Mums".

That was not the intention

 

[credit_debit]

 

[SSV]

Hello everyone. I've been on a hunt for a premium banking experience focussing on 1) Excellent customer support
2) Good versatility of investment options
3) An RM who knows his/her stuff and gets the job done without pitching his/her insurance options.
4) and ofcourse access to good range of cards.

So far I've used

-Axis (priority) but was really disappointed and never bothered to look at Burgundy although I'm being told the burgundy experience is different. Would love some feedback
- IDFC wealth
Except for the neat interface, didn't find much of a difference
- Yes First
Hopeless

Eager to try ICICI/HDFC/Indusind range
Would really appreciate if you can give me a real-time feedback based on your personal experience🙂

🙏

Simple answer:

You are literally asking for a non existent account if you are really serious about all the 4 points in a single premium account, especially point no 3... 😉 😉..

More later

 

[shrewdoc]

There is No bank fulfilling all of your 4 criterias unless you go for Private Banking.

 

[Trust Me]

3) An RM who knows his/her stuff and gets the job done without pitching his/her insurance options.

It would be instructive if you read the job description of, say, an HDFC RM. 🙂.

Axis (priority) but was really disappointed and never bothered to look at Burgundy although I'm being told the burgundy experience is different. Would love some feedback

"Different" meaning "worse"? Quite possibly! But can't say for sure, -- have never experienced a Priority account.

 

[travtasy]

If you have more than 2 crore in your kitty or salary of 5-10 lakh per month, you can literally play with any bank. Less than that you're in the banks playground and you'll be struck in a maze, where sometimes you may succeed in your quest but at most times you'll feel let down.