Home Verification possibility in HDFC Offline c2c

[pradeepG]

1. In General How much is possibility of Home Verification in HDFC Offline c2c application

2. Possibility if considered for this following case :
a. no previous relationship;
b. 7+yrs credit age;
c. 3 existing other bank cards in CIBIL;
d. No Default
e. 790+ CIBIL

3. What they do/ask during Home verification.
Is Testimony from any neighbour required?

Note : I know it all depends on case to case basis. But your experience will help understand the users of community(including me) in an effective way.

I know it is difficult to answer, but any experience sharing will be helpful.

 

[kshitij02]

Hi, I received HDFC Tata Neu Infinity card. For verification, a person came to my home, asked me a couple of questions, took photo of my apartment door and that was it. Process took hardly 5 mins. Just make sure the person who has come has a proper ID card. The person who came to my home was in uniform, had ID card prominently displayed and had a company provided tablet with him.
For context, my CIBIL is ~790, and I have a prior HDFC Millenia card. However I do not think having a prior relationship mattered that much.