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Home Verification possibility in HDFC Offline c2c

pradeepG

TF Premier
1. In General How much is possibility of Home Verification in HDFC Offline c2c application

2. Possibility if considered for this following case :
a. no previous relationship;
b. 7+yrs credit age;
c. 3 existing other bank cards in CIBIL;
d. No Default
e. 790+ CIBIL

3. What they do/ask during Home verification.
Is Testimony from any neighbour required?

Note : I know it all depends on case to case basis. But your experience will help understand the users of community(including me) in an effective way.

I know it is difficult to answer, but any experience sharing will be helpful.
 
Last edited:
Hi, I received HDFC Tata Neu Infinity card. For verification, a person came to my home, asked me a couple of questions, took photo of my apartment door and that was it. Process took hardly 5 mins. Just make sure the person who has come has a proper ID card. The person who came to my home was in uniform, had ID card prominently displayed and had a company provided tablet with him.
For context, my CIBIL is ~790, and I have a prior HDFC Millenia card. However I do not think having a prior relationship mattered that much.
 
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