Sadly my card portfolio now has too many non- LTF cards and it's getting tough to keep track of how far I'm from my milestones. So, does anyone know how are the annual milestone spends calculated? Of all cards i own, only kotak shows it clearly on the app. My questions are below.
1) is it sum total of all bills generated in last 1 year?
2) does the calculation start from day of card activation or next calendar month?
3) how are emi spends added to milestone, if emis fall in 2 different milestone years?
4) is it affected if i pre-pay before bill generation.
5) what happens if a transaction is eligible for cashback?
6) also has anyone tried calling the bank and get info about how far they are from milestone?
Thank you to everyone who is going to answer. It'll be great if anyone has a link to any bank website where any of above details are shown.
1) is it sum total of all bills generated in last 1 year?
2) does the calculation start from day of card activation or next calendar month?
3) how are emi spends added to milestone, if emis fall in 2 different milestone years?
4) is it affected if i pre-pay before bill generation.
5) what happens if a transaction is eligible for cashback?
6) also has anyone tried calling the bank and get info about how far they are from milestone?
Thank you to everyone who is going to answer. It'll be great if anyone has a link to any bank website where any of above details are shown.
