How do you track your Home Loan?

[panthr]

I have a Home Loan from SBI, and I'm looking for a way to track what Interest is being charged, whats the interest rate, how much is outstanding, Interest portion and Principal portion, etc.

For people with Home loan, how do you track all this? I don't see any apps/softwares to help with this!

 

[panu24]

I have a Home Loan from SBI, and I'm looking for a way to track what Interest is being charged, whats the interest rate, how much is outstanding, Interest portion and Principal portion, etc.

For people with Home loan, how do you track all this? I don't see any apps/softwares to help with this!

I assume you don't have sbi savings account then. Try requesting sbi netbanking id for accessing home loan account.

 

[RajS]

I have a Home Loan from SBI, and I'm looking for a way to track what Interest is being charged, whats the interest rate, how much is outstanding, Interest portion and Principal portion, etc.

For people with Home loan, how do you track all this? I don't see any apps/softwares to help with this!

You can check this in netbanking/app

 

[panthr]

I assume you don't have sbi savings account then. Try requesting sbi netbanking id for accessing home loan account.

I do have an account with them, and check it on Yono. But it barely offers any information! Only the current exchange rate, and total outstanding. Any tool to check the historic and future analytics too?!

 

[panthr]

You can check this in netbanking/app

You mean in Yono?

 

[panu24]

I do have an account with them, and check it on Yono. But it barely offers any information! Only the current exchange rate, and total outstanding. Any tool to check the historic and future analytics too?!

Amortization schedule or Account statement showing historical charged interest rates can only be provided by branch people on request.

 

[Baki]

Amortization schedule or Account statement showing historical charged interest rates can only be provided by branch people on request.

In BOB everything available on Netbanking

 

[panthr]

In BOB everything available on Netbanking

I was actually thinking of transferring my loan from SBI (9.2%) to Bob (8.5%). What's your interest rate and experience with BOB?

 

[panu24]

In BOB everything available on Netbanking

Of course this varies by bank. SBI never gave this information in its netbanking.

 

[Baki]

I was actually thinking of transferring my loan from SBI (9.2%) to Bob (8.5%). What's your interest rate and experience with BOB?

My Internet on the higher side (9.2%) as loan is Home loan linked with Saving.

Overall good if u can get this scheme SB linked HL.

Do research than proceed. Only BOB Have this scheme probably m.

 

[panthr]

My Internet on the higher side (9.2%) as loan is Home loan linked with Saving.

Overall good if u can get this scheme SB linked HL.

Do research than proceed. Only BOB Have this scheme probably m.

What is the benefit of this scheme? Interest not charged on the amount present in the savings account?

 

[panthr]

Amortization schedule or Account statement showing historical charged interest rates can only be provided by branch people on request.

That's unfortunate! I'll check with branch thanks!

 

[Baki]

What is the benefit of this scheme? Interest not charged on the amount present in the savings account?

Y E S

 

[RajS]

You mean in Yono?

Yes. They linked my savings account with loan