How get maximum out of electricity bill?

[Ekavya]

My yearly electricity bill is near 1L (Joint family with 3 meters). So I choosed Axis ace to get 5% CB (5000 RS) per year. But now I can't pay my state's electricity bill through gpay on a monthly basis. (Contacted Gpay support and they confirmed that electricity board stopped issuing monthly bill on Gpay). But I can only pay monthly electricity bill. So can someone please suggest me a card / method to get maximum cashback out of this?

 

[plastikman]

Take Amex MRCC / Gold and buy AGVs which can be used to pay electricity bills.

If you get 6k AGV per month using Amex Gold you'll get 1600 MR points which is worth 33p to 50p per point depending on your choice of redemption.

In case you want more information then please let me know.

You can also consider using my referral by which you can get bonus MR points + FYF MRCC / 1000 for 1st year Gold charge.

 

[D₹V]

Left options are,
1. TataNeu Infinity 5% upto 2500
2. Buy Amazon GV using SBI card & pay
3. FreeCharge & other 5% cashback giving cards 🙄.

 

[ARCHISMAN_DAS]

My yearly electricity bill is near 1L (Joint family with 3 meters). So I choosed Axis ace to get 5% CB (5000 RS) per year. But now I can't pay my state's electricity bill through gpay on a monthly basis. (Contacted Gpay support and they confirmed that electricity board stopped issuing monthly bill on Gpay). But I can only pay monthly electricity bill. So can someone please suggest me a card / method to get maximum cashback out of this?

If u are searching for monthly installment then there are very limited options ...

 

[Ekavya]

If u are searching for monthly installment then there are very limited options ...

Yeah! Man! I have experienced the same. But don't know why

 

[rithikjain]

As per my research SBI cashback and Tata Neu Infinity are best options

My yearly electricity bill is near 1L (Joint family with 3 meters). So I choosed Axis ace to get 5% CB (5000 RS) per year. But now I can't pay my state's electricity bill through gpay on a monthly basis. (Contacted Gpay support and they confirmed that electricity board stopped issuing monthly bill on Gpay). But I can only pay monthly electricity bill. So can someone please suggest me a card / method to get maximum cashback out of this?

 

[Ekavya]

As per my research SBI cashback and Tata Neu Infinity are best options
View attachment 67914

I could possibly upgrade to infinity from plus. But I felt that Neu coins aren't worth much as few numbers of products in Tata neu and can't be used outside of it.

 

[rithikjain]

I could possibly upgrade to infinity from plus. But I felt that Neu coins aren't worth much as few numbers of products in Tata neu and can't be used outside of it.

Don't spend just collect and wait for any big sale you can probably get amazing deal on croma and use your coins there or buy daily essentials from big basket or medicines from 1mg using these coins.

 

[helloworld]

My yearly electricity bill is near 1L (Joint family with 3 meters). So I choosed Axis ace to get 5% CB (5000 RS) per year. But now I can't pay my state's electricity bill through gpay on a monthly basis. (Contacted Gpay support and they confirmed that electricity board stopped issuing monthly bill on Gpay). But I can only pay monthly electricity bill. So can someone please suggest me a card / method to get maximum cashback out of this?

not only for this scenario but for any cases where you have dilemma whether card working or not, have to pay directly etc. cases pick one from below list and use it.

Thread 'Maximize Your Rewards: Credit Cards with Quarterly and Annual Milestones'

Aug 28, 2022

When there is no credit card offer and I want to purchase something, I usually use card with high reward rate. But by doing this I often missed the opportunity to get more reward rate with Quarterly/Annual milestone benefits with other cards.

It's like I use card with 3.3% reward rate compared to 1.2% because I get instant high reward rate but if I waited and when crossed certain spends on that low 1.2%, it can give me 6.2%.

In this post, I try to gather or know about certain cards which provides better reward rate with Quarterly/Annual milestone benefits.

Note: Ignored monthly...

• helloworld
• Replies: 62
• Forum: Credit Card - General

• 

 

[Ekavya]

Don't spend just collect and wait for any big sale you can probably get amazing deal on croma and use your coins there or buy daily essentials from big basket or medicines from 1mg using these coins.

I don't know about Croma. But in 1mg I find medicines which are available on Amazon in a lower price.

 

[Ekavya]

As per my research SBI cashback and Tata Neu Infinity are best options
View attachment 67914

BTW Can you tell me if there is any Cap on SBI CB CC rewards?

 

[rithikjain]

BTW Can you tell me if there is any Cap on SBI CB CC rewards?

yes max 5k per month