How is onecard shown in CIBIL?

[moneyMaker]

I previously owned Slice though realized its showing as consumer loan so closed it, I have a pre-approved 20k onecard offer. I am just concerned how will it be shown in the CIBIL. Also among all the new age card / neo stuff, onecard seems to be at the top. So If I want to try some of this stuff, OneCard seems a decent choice. What are your thoughts?

Context

CIBIL 784
HDFC Milennia, Kotak Urbane

Haven't made any credit card enquirers in the past 12 months.

 

[vaibhav111vaibhav111 is verified member.]

I previously owned Slice though realized its showing as consumer loan so closed it, I have a pre-approved 20k onecard offer. I am just concerned how will it be shown in the CIBIL. Also among all the new age card / neo stuff, onecard seems to be at the top. So If I want to try some of this stuff, OneCard seems a decent choice. What are your thoughts?

Context

CIBIL 784
HDFC Milennia, Kotak Urbane

Haven't made any credit card enquirers in the past 12 months.

go for onecard, in cibil if unsecure it will shown as unsecured card, have onecard for it metal design and form factor and it LTF

 

[Anil_Singh]

OneCard is a proper credit card. In all credit bureaus, it is reflected as a credit card. The bank that issues OneCard is shown as issuing bank, not OneCard.

I have metal OneCard issued by Federal Bank. All credit bureaus shows Federal Bank credit card in credit reports not OneCard.

 

[moneyMaker]

Alright thank you, any issuing bank you recommend or it doesn't really matter?

 

[Walter White]

Alright thank you, any issuing bank you recommend or it doesn't really matter?

Same offers irrespective of banking partner. Offers are given by OneCard and not by the banking partner. Also, you will not be able to use OneCard for offers on partner banks.

 

[Mr. Aman]

Alright thank you, any issuing bank you recommend or it doesn't really matter?

u can't choose the issuing bank the onecard decide this

 

[BlueFlash]

u can't choose the issuing bank the onecard decide this

No, you can actually chose it while applying:

OneCard

India's best metal credit card. Built with full-stack tech. Backed by the principles of simplicity, transparency, and giving back control to the user.

apply.getonecard.app

change the url utm_source, to anything like bob, sib, fed, sbm, idfc (discontinued)

 

[kgaurav00]

go for onecard, in cibil if unsecure it will shown as unsecured card, have onecard for it metal design and form factor and it LTF

Secured Card also shows unsecure in CIBIL

 

[Walter White]

For Federal Bank OneCard, I cannot see any entry in CIBIL. Seems like they only update information on Experian.

 

[Anil_Singh]

For Federal Bank OneCard, I cannot see any entry in CIBIL. Seems like they only update information on Experian.

Federal Bank takes about 5-6 months for updation in CIBIL.

 

[SoggypastA]

What is this issued by CIBIL means?

 

[Alex292929]

Federal Bank takes about 5-6 months for updation in CIBIL.

mine got updated in 2 months

 

[Alex292929]

For Federal Bank OneCard, I cannot see any entry in CIBIL. Seems like they only update information on Experian.

 

[vaibhav111vaibhav111 is verified member.]

What is this issued by CIBIL means?

It just ads placement

 

[Walter White]

View attachment 11975

I am surprised now. My card is way older than yours but still can't find an entry in CIBIL.

 

[Anil_Singh]

I am surprised now. My card is way older than yours but still can't find an entry in CIBIL.

 

[Riva]

No, you can actually chose it while applying:

OneCard

India's best metal credit card. Built with full-stack tech. Backed by the principles of simplicity, transparency, and giving back control to the user.

apply.getonecard.app

change the url utm_source, to anything like bob, sib, fed, sbm, idfc (discontinued)

Does this work? What exactly are the bank codes? i changed source to ABC and the link still works. Am sure there is no actual source as ABC.
It takes you to the mobile number page on clicking Get One Card Now.

Is there a sure shot way to select the bank when applying online?

 

[BlueFlash]

Does this work? What exactly are the bank codes? i changed source to ABC and the link still works. Am sure there is no actual source as ABC.
It takes you to the mobile number page on clicking Get One Card Now.

Is there a sure shot way to select the bank when applying online?


View attachment 25870

Bro, I already mentioned the codes. Only these are valid codes: "bob", "sib", "fed", "sbm", "csb", "idfc" (discontinued)
For example, for bob, you will get below page, which clearly indicates that the partner BoB is being used while applying for the card: