How is your experience of bandhan Bank accounts? I've heard all their account variants have nil non maintenance charges, effectively all are zero mab

[cardy]

Are bandhan Bank savings accounts all zero mab? Since there is no NMC.

And do they downgrade from the premium account variants?

 

[Chhota Bheem]

Yes, they downgrade to 5k account.

No MAB charges

 

[jarunbalaji91]

Bandhan bank offers good Savings account interest rates, that's my reason for opening SB account with them. One of the accounts which allow Video Kyc is Neo+ Digital Savings bank account which has a minimum MAB of 5k. they only Provide Rupay Classic card which does not come with any Lounge access facility. Their Mobile banking app is Ok-ok with basic necessary options. the only issue i faced is that i could not apply for Debit card after opening the account, i faced some issues in app, so i had to visit the branch to sort that out. they were quick to help.

(Currently I am using Utkarsh SF bank as a Primary for parking my Savings Funds)

 

[yobro]

Bandhan bank offers good Savings account interest rates, that's my reason for opening SB account with them. One of the accounts which allow Video Kyc is Neo+ Digital Savings bank account which has a minimum MAB of 5k. they only Provide Rupay Classic card which does not come with any Lounge access facility. Their Mobile banking app is Ok-ok with basic necessary options. the only issue i faced is that i could not apply for Debit card after opening the account, i faced some issues in app, so i had to visit the branch to sort that out. they were quick to help.

(Currently I am using Utkarsh SF bank as a Primary for parking my Savings Funds)

Do they provide free virtual debit card?


Can we activate UPI w/o debit card using their app.