How long is the wait before reapplying for an SBI CC?

[joell]

About a month ago, I applied for the SBI SimplyClick card via Amazon Pay. The application was instantly rejected — but not because of CIBIL, rather because I mistakenly put my income as zero 🤦‍♂️. There wasn’t even a hard enquiry.

1. How long should I wait before reapplying for an SBI card? Is there a cooling-off period if the application never went through CIBIL?
2. I was considering the Flipkart SBI card instead. I have significant spends on Flipkart and hold Flipkart Black. Would that increase my approval chances the way Axis Flipkart or Amazon ICICI sometimes approve based on spends? Or is SBI stricter and it won’t really matter?

 

[QamarImam]

About a month ago, I applied for the SBI SimplyClick card via Amazon Pay. The application was instantly rejected — but not because of CIBIL, rather because I mistakenly put my income as zero 🤦‍♂️. There wasn’t even a hard enquiry.

1. How long should I wait before reapplying for an SBI card? Is there a cooling-off period if the application never went through CIBIL?

Wait 3 months and reapply with correct income details; SBI typically has a ~90‑day cool‑off after a rejection, even if there was no CIBIL enquiry.

 

[QamarImam]

1. I was considering the Flipkart SBI card instead. I have significant spends on Flipkart and hold Flipkart Black. Would that increase my approval chances the way Axis Flipkart or Amazon ICICI sometimes approve based on spends? Or is SBI stricter and it won’t really matter?

Flipkart spends or Flipkart Black status won’t materially boost approval
If Flipkart is a major spend area, the Flipkart SBI card benefits are good once approved, but eligibility will still follow SBI’s internal checks.

 

[b4bhar]

About a month ago, I applied for the SBI SimplyClick card via Amazon Pay. The application was instantly rejected — but not because of CIBIL, rather because I mistakenly put my income as zero 🤦‍♂️. There wasn’t even a hard enquiry.

1. How long should I wait before reapplying for an SBI card? Is there a cooling-off period if the application never went through CIBIL?
2. I was considering the Flipkart SBI card instead. I have significant spends on Flipkart and hold Flipkart Black. Would that increase my approval chances the way Axis Flipkart or Amazon ICICI sometimes approve based on spends? Or is SBI stricter and it won’t really matter?

did you consider axis flipkart card? it also offers similar benefit and can be easily approved.

 

[mailmenow]

Wait 3 months and reapply with correct income details; SBI typically has a ~90‑day cool‑off after a rejection, even if there was no CIBIL enquiry.

Just apply exactly on 91st day.