And is it a floater (shared credit) or split credit.
I have Xcite card with good limit but someone said you can get 8-9% on AU lit on online stores.
Au has one card policy and also if you close your existing card then you will not issued any new cc from au.
Only exception for one card policy is to have floater card
AU INSTAPAY , it's a rupay virtual card given automatically by the system