how many credit cards u have and suggestions to close which cards in 2025

[Vickymaster1010]

Hi

i have one card , hsbc , amazon pay , hdfc swiggy 1st year free , idfc both ashva and other . hdfc rupay regalia , axis flipkart paid , axis vistara , sbi vistara , please sugest which card should i stick or close

 

[harsh_ujjwal]

Hi

i have one card , hsbc , amazon pay , hdfc swiggy 1st year free , idfc both ashva and other . hdfc rupay regalia , axis flipkart paid , axis vistara , sbi vistara , please sugest which card should i stick or close

Disclose your spending pattern first. Then one cn help you out. All depends on spending.

 

[SSV]

Hi

i have one card , hsbc , amazon pay , hdfc swiggy 1st year free , idfc both ashva and other . hdfc rupay regalia , axis flipkart paid , axis vistara , sbi vistara , please sugest which card should i stick or close

these cards can go:
one card, idfc ashva and other
hdfc rupay
🪓 FK

 

[cardio_guy]

There are a lot of posts related to credit card suggestions. You can even see some in the 'Similar Threads' section below this page. Suggest to go through them once.
Also, provide more information as to what is your income, and expenses, spend categories etc. Otherwise people cannot provide you good relevant suggestions.

 

[helloworld]

Hi

i have one card , hsbc , amazon pay , hdfc swiggy 1st year free , idfc both ashva and other . hdfc rupay regalia , axis flipkart paid , axis vistara , sbi vistara , please sugest which card should i stick or close

On paper, I should close (if I have these cards)

- IDFC Both (Ashva and Mayura)
- Axis FK
- OneCard
- HSBC Platinum

then divert most of the spends to achieve vistara milestones because I prefer vistara and do travel 3+ times in a year (hence opted both cards), then HDFC Swiggy for cashback on statement. If any will leave it to HDFC Rupay Regalia and build relationship with HDFC to upgrade better cards.

But for recommendations, need

Thread 'Guide to suggest a credit card - Basic requirements'

Sep 28, 2024

How to Choose the Right Credit Card for You

Simply looking at your CIBIL score or listing your existing cards won't help determine the most suitable credit card for you. To make an informed choice, you need to consider various factors.

Key Steps to Select a Credit Card:​

1. Identify Your Spending Categories
   
   Look at your monthly or annual expenses and categorize them. This will help determine which card gives the best rewards for your spending pattern.
   
   Example:
   • Amazon: ₹5,000
   • BigBasket: ₹5,000
   • Offline...

• helloworld
• Replies: 13
• Forum: Suggest me a Credit Card

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[Vickymaster1010]

Thank u all for ur suggestions i am closing. One card and hsbc