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How much capital is required for a safe real estate investment?

If you want a safe real estate investment in India with minimal risk, having at least ₹15-30 lakhs as starting capital in a growing city for residential property is a good benchmark. If you want lower risk and entry cost, REITs or real estate mutual funds are excellent alternatives.
 
Residential flats a safe entry point in most Indian cities is around ₹10–50 lakhs Banks finance up to 70–80%, so you’ll need about 20–30% down payment plus some buffer for EMIs and maintenance. For commercial property the entry point is higher. A decent small office or shop generally starts from ₹60 lakhs–₹1.5 crore in
 
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