• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

How much should I pay now? Bill generated before EMI conversion

CyberPsych

TF Ace
HDFC Millenia Credit Card

Transaction date - April 30
Transaction amount - ₹1,10,274.33 (No cost EMI for 9 months)
Bill generated date - May 2
Total due on statement - ₹1,49,089.00
EMI conversion date - May 6

EMI amortisation screenshot attached.
Linked EMI tab screenshot attached.
Total due and minimum due screenshot attached.

Can anyone explain in calculation on how much I need to pay?

Is it "total dues - this transaction value + first installment (149089-110274.33+14064.17 = 52,878.84)?? + processing fees & GST maybe?
 

Attachments

  • Image-216_06-05-24_15-58-45.png
    Image-216_06-05-24_15-58-45.png
    20.6 KB · Views: 12
  • Screenshot_20240506_101315_Chrome.png
    Screenshot_20240506_101315_Chrome.png
    38.9 KB · Views: 12
  • Image-218_06-05-24_17-04-28.png
    Image-218_06-05-24_17-04-28.png
    10.1 KB · Views: 11

imdjay

TF Ace
Contributor
VIP Lounge
HDFC Millenia Credit Card

Transaction date - April 30
Transaction amount - ₹1,10,274.33 (No cost EMI for 9 months)
Bill generated date - May 2
Total due on statement - ₹1,49,089.00
EMI conversion date - May 6

EMI amortisation screenshot attached.
Linked EMI tab screenshot attached.
Total due and minimum due screenshot attached.

Can anyone explain in calculation on how much I need to pay?

Is it "total dues - this transaction value + first installment (149089-110274.33+14064.17 = 52,878.84)?? + processing fees & GST maybe?
Always confirm these things with customer care team- better on email. So that if anything goes wrong, you will have a solid proof of doing what they asked.
 

rajcasio

TF Premier
Me converted my balance to EMI in KOTAK after the bill generation.
Due date is 13 May. Don't know how much to pay? Wrote a mail today. Waiting for reply as the minimum amount shows as ZERO.
Hope i need not pay anything this month. Not sure.
 
Top