How to apply IDBI/LIC Credit Card?

[Dhruvit.SDhruvit.S is verified member.]

Has anybody applied/received the IDBI LIC co-branded rupay credit card?
This card is issued as LTF with Rupay Select varient and was intrested to get it since I don't hold a rupay cc.

P.S One is required to be a LIC policy holder/customer

 

[mgforce]

No, don't think we have any member with that card.

Couple of reasons:

1) Card can be applied only via LIC Office
2) LIC Sales team not really aware of this card
3) Requirement of LIC Policy with premium of > 30K

This thread has some relevant discussion on LIC Cards overall.

How to get Axis LIC Credit Card easily?

Can anyone tell me the easiest way to get LIC Axis bank credit card? If anyone is using that credit card,please tell me how you got that card?

www.technofino.in

PS searching for LIC Credit in title only is not showing above thread in result @TechnoFino not sure if indexing issue or what.

 

[Dhruvit.SDhruvit.S is verified member.]

No, don't think we have any member with that card.

Couple of reasons:

1) Card can be applied only via LIC Office
2) LIC Sales team not really aware of this card
3) Requirement of LIC Policy with premium of > 30K

This thread has some relevant discussion on LIC Cards overall.

How to get Axis LIC Credit Card easily?

Can anyone tell me the easiest way to get LIC Axis bank credit card? If anyone is using that credit card,please tell me how you got that card?

www.technofino.in

PS searching for LIC Credit in title only is not showing above thread in result @TechnoFino not sure if indexing issue or what.

Are you sure?
I read it's to be applied from the bank with lic documents

 

[Abhishek012]

No, don't think we have any member with that card.

Couple of reasons:

1) Card can be applied only via LIC Office
2) LIC Sales team not really aware of this card
3) Requirement of LIC Policy with premium of > 30K

This thread has some relevant discussion on LIC Cards overall.

How to get Axis LIC Credit Card easily?

Can anyone tell me the easiest way to get LIC Axis bank credit card? If anyone is using that credit card,please tell me how you got that card?

www.technofino.in

PS searching for LIC Credit in title only is not showing above thread in result @TechnoFino not sure if indexing issue or what.

Contact here LIC Card area manager, they will help you to get IDBI LIC co-branded RuPay credit card, contact list - https://drive.google.com/file/d/1sraM5jCSFp48l2FG8DUyIxDOKDiXAQBY/view

@Dhruvit.S
@mgforce

 

[Dhruvit.SDhruvit.S is verified member.]

Contact here LIC Card area manager, they will help you to get IDBI LIC co-branded RuPay credit card, contact list - https://drive.google.com/file/d/1sraM5jCSFp48l2FG8DUyIxDOKDiXAQBY/view

@Dhruvit.S
@mgforce

View attachment 4154

So looks like you hold the card. What is your review. How is the card application process?
Is it worth even applying?

 

[Abhishek012]

So looks like you hold the card. What is your review. How is the card application process?
Is it worth even applying?

Nope, one person got this card, just few months ago.

Card also working on IDBI bank offers - sometimes Amazon offer 10% upto 500 cashback on IDBI bank Credit card.
And other sites like few months back 15% off offer on tata Cliq, last month IDBI offer on bigbasket 10% upto ₹500 off etc.
upto 20% off on easymytrip offer for IDBI Credit card but last month expired.

Also working on IDBI Bookmyshow offer here - https://in.bookmyshow.com/offers/idbi-bank-credit-card-offer/IDBICC0915

In short, all IDBI bank offer working on this LIC RuPay Credit card as well as RuPay credit card offers too.

Apply process -

IDBI saving account is not required. Card also eligible for LIC policy holders (sometimes LIC agents are not aware about this info and they will tell you card is eligible only for LIC employees or IDBI saving account holders)

30k premium for 3 years + if salaried: 30k net for basic card, 67k net for higher variant. Business persons - ITR with income computation and 4 lac 80k taxable income. IDBI a/c is not mandatory but apply process 100% offline.

Contact LIC Card area managers (i already shared LIC Cards managers contact number link in my above comment) they will help you to get the card, if LIC branches are not aware about this card or reject to issue this card.

Last thing, IDBI bank is too slow, they will take 2-3 months to issue the card, after your document submit.

 

[Dhruvit.SDhruvit.S is verified member.]

Nope, one person got this card, just few months ago.

Card also working on IDBI bank offers - sometimes Amazon offer 10% upto 500 cashback on IDBI bank Credit card.
And other sites like few months back 15% off offer on tata Cliq, last month IDBI offer on bigbasket 10% upto ₹500 off etc.
upto 20% off on easymytrip offer for IDBI Credit card but last month expired.

Also working on IDBI Bookmyshow offer here - https://in.bookmyshow.com/offers/idbi-bank-credit-card-offer/IDBICC0915

In short, all IDBI bank offer working on this LIC RuPay Credit card as well as RuPay credit card offers too.

Apply process -

IDBI saving account is not required. Card also eligible for LIC policy holders (sometimes LIC agents are not aware about this info and they will tell you card is eligible only for LIC employees or IDBI saving account holders)

30k premium for 3 years + if salaried: 30k net for basic card, 67k net for higher variant. Business persons - ITR with income computation and 4 lac 80k taxable income. IDBI a/c is not mandatory but apply process 100% offline.

Contact LIC Card area managers (i already shared LIC Cards managers contact number link in my above comment) they will help you to get the card, if LIC branches are not aware about this card or reject to issue this card.

Last thing, IDBI bank is too slow, they will take 2-3 months to issue the card, after your document submit.

Thanks this was really helpful

 

[Paras Jain]

I recently applied for this card and I got a call for vkyc on 9th November. I can also see a CIBIL enquiry on 14th November. But no update since then

 

[Abhishek012]

I recently applied for this card and I got a call for vkyc on 9th November. I can also see a CIBIL enquiry on 14th November. But no update since then

From where ? online apply or LIC branch ?

online apply, only get axis lic card. Your CIBIL enquiry from IDBI bank or Axis bank ?

 

[Paras Jain]

I applied through LIC agent from whom I have LIC policies. There is no online way of applying for it. Also, I specifically asked him to get IDBI form as LIC mostly knows only about Axis variant. So my CIBIL enquiry is from IDBI only

 

[Saipsy]

Applied for LIC Axis card. VKYC was completed successfully.
Rejected because already have 2 Axis CC.

 

[PritamB]

while applying through bank, I had been told by IDBI Bank executive that you need to have CIBIL score of minimum 778 to apply for IDBI LIC credit card, is it true, did anyone get same info, please confirm
Thank you!

 

[Paras Jain]

while applying through bank, I had been told by IDBI Bank executive that you need to have CIBIL score of minimum 778 to apply for IDBI LIC credit card, is it true, did anyone get same info, please confirm
Thank you!

I dint get that info. But I don't think that should be true.

 

[PritamB]

I dint get that info. But I don't think that should be true.

Thanks for your reply, even I felt the same.

 

[Paras Jain]

Thanks for your reply, even I felt the same.

778 criteria doesn't make sense really. And it's not like they are providing some super elite card like Aurum, etc.

 

[Paras Jain]

It's been a month since VKYC was done for IDBI LIC card. Still no update. Customer care say they have no way to track the application. I can only try asking the LIC branch I applied from.

 

[simal]

Anybody using LIC Credit card?

 

[luciferlucifer is verified member.]

It's been a month since VKYC was done for IDBI LIC card. Still no update. Customer care say they have no way to track the application. I can only try asking the LIC branch I applied from.

Do you have a bank account with IDBI?

 

[Paras Jain]

Do you have a bank account with IDBI?

No. But LIC IDBI card doesn't need account

 

[luciferlucifer is verified member.]

No. But LIC IDBI card doesn't need account

could you please tell us the process to apply online?