How to buy your way into Credit Cards at 18?

[Riya Sharma]

Let's say money is not a problem. I can put 1cr in a savings account, or an FD or pay lakhs in annual fees for cards.
No Secured cards allowed. No Salary Verification allowed either.

 

[SSV]

Let's say money is not a problem. I can put 1cr in a savings account, or an FD or pay lakhs in annual fees for cards.
No Secured cards allowed. No Salary Verification allowed either.

Is this again for one of your relatives ? 😉
It seems they are all inspired by your portfolio…

 

[Riya Sharma]

Is this again for one of your relatives ? 😉

No this is just a hypothetical. I find that it's much easier to get cards in other countries then in India. I hold a Platinum Card in Singapore and all I did to get it was pay the fees but in India I get rejected.

 

[SSV]

No this is just a hypothetical. I find that it's much easier to get cards in other countries then in India. I hold a Platinum Card in Singapore and all I did to get it was pay the fees but in India I get rejected.

Because in India there are a lot many people who abuse the CC segment..for it’s unintended purposes and people here are generally over smart..
This phenomenon is natural when you have a huge population base competing for the same limited resources…
So the extra checks and balances are necessary for any kind of businesses in the countries like India…in order to survive in the cut throat competition…

 

[sujal]

Let's say money is not a problem. I can put 1cr in a savings account, or an FD or pay lakhs in annual fees for cards.
No Secured cards allowed. No Salary Verification allowed either.

If money is not your problem😉
Put your maximum portfolio in one private bank
Hdfc bank Or Icici bank will be best to get credit card within 6 months!!
Or
U can open a new account with lakhs of funding and u can demand a credit card right away !

 

[Riya Sharma]

If money is not your problem😉
Put your maximum portfolio in one private bank
Hdfc bank Or Icici bank will be best to get credit card within 6 months!!
Or
U can open a new account with lakhs of funding and u can demand a credit card right away !

I have 50 lakhs in Axis Savings Account lol but still stuck with Axis Select lol

 

[telescope]

No this is just a hypothetical. I find that it's much easier to get cards in other countries then in India. I hold a Platinum Card in Singapore and all I did to get it was pay the fees but in India I get rejected.

Are you holding a singapore PR?

 

[Riya Sharma]

Are you holding a singapore PR?

Yeah (3 words)

 

[D₹V]

Let's say money is not a problem. I can put 1cr in a savings account, or an FD or pay lakhs in annual fees for cards.
No Secured cards allowed. No Salary Verification allowed either.

HDFC bank 🏦

 

[sujal]

I have 50 lakhs in Axis Savings Account lol but still stuck with Axis Select lol

Contact me.. maybe i can be of your help