How to Convert/Upgrade SBI credit card?

[Anirban]

Hey All,

Anyone here knows how to convert an SBI credit card variant to another one? I have a SBI Olamoney card and wanted to convert it into the SBI BPCL card. But the customer card is saying to apply fresh. Is there no way of converting this?

 

[vysakh]

Check with their customer care (email is also fine) on account flip options

 

[card_enthusiast]

Hey All,

Anyone here knows how to convert an SBI credit card variant to another one? I have a SBI Olamoney card and wanted to convert it into the SBI BPCL card. But the customer card is saying to apply fresh. Is there no way of converting this?

Yeah, even I found SBI customer care really dumb I have a SBI BPCL card and called them to issue another SBI card on behalf of that for which they told me to apply fresh and it will get approved. Hoping good I applied online but to my surprise and disappointment, my application got rejected without providing any justified reason. Even I escalated this matter upto the head customer care but all in vain. My CIBIL now has unwanted enquiry and the score got down too. so please be careful while applying fresh, it would be better if you apply through SBI Card banking agent at SBI banks.

 

[SubhankarSubhankar is verified member.]

Hey All,

Anyone here knows how to convert an SBI credit card variant to another one? I have a SBI Olamoney card and wanted to convert it into the SBI BPCL card. But the customer card is saying to apply fresh. Is there no way of converting this?

Co-branded cards gives this issue. Apply fresh, don't upgrade. It has its own benefit. After getting the new card approved, transfer the limit of old card to the new one and close the old card. This way you'll even get a higher limit easily

 

[BankExpertIndia]

Co-branded cards gives this issue. Apply fresh, don't upgrade. It has its own benefit. After getting the new card approved, transfer the limit of old card to the new one and close the old card. This way you'll even get a higher limit easily

@Subhankar Sir I Have 3 SBI Cards
1. SBI Club Vistara - 1L (First SBI CC)
2. SBI Prime - 40K
3. SBI SimplyClik - 15K (Latest SBI CC)

So Can I Transfer My Limit Of SimplyClik And Prime To SBI CV.

Do Also Share The Process.

(Asking This For My Mother)

 

[SubhankarSubhankar is verified member.]

@Subhankar Sir I Have 3 SBI Cards
1. SBI Club Vistara - 1L (First SBI CC)
2. SBI Prime - 40K
3. SBI SimplyClik - 15K (Latest SBI CC)

So Can I Transfer My Limit Of SimplyClik And Prime To SBI CV.

Do Also Share The Process.

(Asking This For My Mother)

Yes you can. Just call the customer care. They'll help out

 

[ashwinkashwink is verified member.]

@Subhankar Sir I Have 3 SBI Cards
1. SBI Club Vistara - 1L (First SBI CC)
2. SBI Prime - 40K
3. SBI SimplyClik - 15K (Latest SBI CC)

So Can I Transfer My Limit Of SimplyClik And Prime To SBI CV.

Do Also Share The Process.

(Asking This For My Mother)

All of these cards yours or your mother?

 

[BankExpertIndia]

All of these cards yours or your mother?

In Our Family My Mother Is The Only One Who Has Unsecured Credit Card... I Just Turned 18 Two Months Back So At That Time I Applied For Secured CC So I Am Waiting For Unsecured Card Offer... My Father Has A Poor Credit History Due To (Being A Guarantor) So He's Also Building Credit Score With A Unsecured Credit Card. So He Is Also Waiting To Get An Unsecured CC.

One More Thing Can You Please Guide Us Which Banks Consider Bank Statement And Give CC Based On That And How We Can Apply For The Same?