How to get Coral/Rubyx/Sapphiro as LTF for customers without savings account

[prc1990]

Hello Community,

Can you please share the possible ways to get ICICI gemstone credit cards i.e. Coral/Rubyx/Sapphiro under the pricing LTF for customers who do not have any savings account with the bank and only have entry level ICICI credit card?

Thanks in advance!

Anticipating some logical and meaningful responses.

P.S. Kindly avoid throwing any generalised response.

@TechnoFino Please share insights if you have any.

 

[zealot]

Got reply, They just declined 😢

 

[Batmanbaba]

Even though I have salary account in ICICI, I got coral for 499+Gst. I have emailed to them yesterday about conversion to LTF or upgrade to another card with LTF. Lets wait for sometime

Did u applied by urself....???

 

[zealot]

Did u applied by urself....???

Yep. I have applied Manually.

 

[Batmanbaba]

Then u won't get ltf... U shud have waited for pre approved offer... In salary accounts u will get much faster than normal savings account

 

[zealot]

Then u won't get ltf... U shud have waited for pre approved offer... In salary accounts u will get much faster than normal savings account

I have using salary account for around 2years, i got this card 7months before. I don't have any other CC at the time. I think i can ask for MMT Card, it will be LTF, but i have to pay joining fees.

 

[Batmanbaba]

I have using salary account for around 2years, i got this card 7months before. I don't have any other CC at the time. I think i can ask for MMT Card, it will be LTF, but i have to pay joining fees.

Get that... Its much better option....

 

[TheTrickySid]

I have using salary account for around 2years, i got this card 7months before. I don't have any other CC at the time. I think i can ask for MMT Card, it will be LTF, but i have to pay joining fees.

You can get the platinum card with no joining and annual fee

 

[zealot]

You can get the platinum card with no joining and annual fee

Platinum Card have 500rs joining fees and no annual fees, Signature one have 2500rs joining fees and no annual fees. Which one is good option? Am not gonna use that much this card, just keeping this card for discount in Online retailers like Amazon and Flipkart.

 

[Pramtesh]

Got reply, They just declined 😢

ICICI is best in seeking apologies for non-upgradation.

 

[prc1990]

ICICI is best in seeking apologies for non-upgradation.

Then no other way to get Rubyx/Sapphiro as LTF? 🥲🥲

 

[Pramtesh]

Platinum Card have 500rs joining fees and no annual fees, Signature one have 2500rs joining fees and no annual fees. Which one is good option? Am not gonna use that much this card, just keeping this card for discount in Online retailers like Amazon and Flipkart.

Which platinum you saw with 500?

 

[Pramtesh]

Then no other way to get Rubyx/Sapphiro as LTF? 🥲🥲

I have platinum LTF since 7-8 yrs. I asked for emerald 😁 they denied. I asked for saphairo 😁 they again denied. Again i asked rubyx. @😁 they denied.
I asked for card closure. They AGREED😁😁😁😁
Now i have temporarily blocked the card from Imobile

 

[dav33]

Hello Community,

Can you please share the possible ways to get ICICI gemstone credit cards i.e. Coral/Rubyx/Sapphiro under the pricing LTF for customers who do not have any savings account with the bank and only have entry level ICICI credit card?

Thanks in advance!

Anticipating some logical and meaningful responses.

P.S. Kindly avoid throwing any generalised response.

@TechnoFino Please share insights if you have any.

It is difficult even for account holders. Only way for ltf is if u get preapproved offer in netbanking or request hard enough to customer care/ rm or if u have good nrv.

 

[zealot]

Which platinum you saw with 500?

MMT Platinum

 

[007]

Platinum Card have 500rs joining fees and no annual fees, Signature one have 2500rs joining fees and no annual fees. Which one is good option? Am not gonna use that much this card, just keeping this card for discount in Online retailers like Amazon and Flipkart.

Don't get either MMT Platinum/Signature (with joining fees of ₹500/₹2500) if you only want to use for ICICI 10% instant discount offers. Just go for ICICI Platinum CC which is LTF for all. That would suffice!

 

[zealot]

I have platinum LTF since 7-8 yrs. I asked for emerald 😁 they denied. I asked for saphairo 😁 they again denied. Again i asked rubyx. @😁 they denied.
I asked for card closure. They AGREED😁😁😁😁
Now i have temporarily blocked the card from Imobile

😢 Why they are doing this?

 

[zealot]

Don't get either MMT Platinum/Signature (with joining fees of ₹500/₹2500) if you only want to use for ICICI 10% instant discount offers. Just go for ICICI Platinum CC which is LTF for all. That would suffice!

ICICI don't ready to give platinum card, they just ask to apply in online and get it, they just refusing to give it, i have tried many times they just offer Coral or MMT Cards.

 

[007]

I have platinum LTF since 7-8 yrs. I asked for emerald 😁 they denied. I asked for saphairo 😁 they again denied. Again i asked rubyx. @😁 they denied.
I asked for card closure. They AGREED😁😁😁😁
Now i have temporarily blocked the card from Imobile

Why even bother with them? They have one of the worst reward structure. Only cards worth having from them are Amazon Pay and LTF Platinum, and you would be sorted for all sales/offers. Other benefits the higher variants have are available with most other credit cards, so why go through the pain! 🤷‍♂️

 

[007]

ICICI don't ready to give platinum card, they just ask to apply in online and get it, they just refusing to give it, i have tried many times they just offer Coral or MMT Cards.

Go for MMT Platinum then. Simple!