Only Premium & Super Premium Cards Discussion

[VasukiVasuki is verified member.]

I recently closed hdfc card both iocl & neu ..
Since then i have upgraded to classic banking & maintained 4 l lakh last month .
Apart From maintenance & spends ..is there any other tricks or thing to do for getting pre approved offer from hdfc ..

 

[kshitij_0]

I recently closed hdfc card both iocl & neu ..
Since then i have upgraded to classic banking & maintained 4 l lakh last month .
Apart From maintenance & spends ..is there any other tricks or thing to do for getting pre approved offer from hdfc ..

Sweep in FD if possible. Or do some manual FD and RD.

 

[VasukiVasuki is verified member.]

Sweep in FD if possible. Or do some manual FD and RD.

When i did convert to classic did 1 l normal fd
2.5 l sweep in fd

Then broke after few days
Then rm was crying for fd again so did 4.5 l sweep in fd for 7 days ..
Few rds are going on

 

[abhiver]

I think HDFC hardly care about relationship, there system pick customer randomly based on their Cibil or activities.

But one thing I suggest to do is try to be active on their smartbuy or travel portal. I guess they may send these pre-approved to those customers

 

[TheTrickySid]

I recently closed hdfc card both iocl & neu ..
Since then i have upgraded to classic banking & maintained 4 l lakh last month .
Apart From maintenance & spends ..is there any other tricks or thing to do for getting pre approved offer from hdfc ..

Is it possible to get a pre approved offer, if someone was already holding a HDFC cc and has closed it??

 

[Tejo]

Is it possible to get a pre approved offer, if someone was already holding a HDFC cc and has closed it??

💯
+ You need to transact

 

[VasukiVasuki is verified member.]

Is it possible to get a pre approved offer, if someone was already holding a HDFC cc and has closed it??

Not holding any cc rn !
+ Closed card -- i guess once system knows card is closed pre approved gonna show ..
Generally they say 3 months

 

[kshitij_0]

When i did convert to classic did 1 l normal fd
2.5 l sweep in fd

Then broke after few days
Then rm was crying for fd again so did 4.5 l sweep in fd for 7 days ..
Few rds are going on

Then you will get the offer. This is tried and tested. Also sometimes they don't provide offers on some old customer ids. Then you have to close that account and go for new one.
Specially with the credit cards I have seen this. If you are not getting LE or upgrade offer despite maintaining good amount then you need to close the credit card. You will start receiving new offer mostly within 3 months and if you don't take that offer, they will keep increasing the limit offered and also the card variant.
Patience is the key here, but if you don't receive any offer within 6 months then there is something off, you need to take the above measures.

 

[kshitij_0]

Is it possible to get a pre approved offer, if someone was already holding a HDFC cc and has closed it??

It's recommended to close the CC if you feel you are not getting expected results. You will definitely get offers after that. Sometimes HDFC stops posting pre approved offers to some customers like that.

 

[VasukiVasuki is verified member.]

Specially with the credit cards I have seen this. If you are not getting LE or upgrade offer despite maintaining good amount then you need to close the credit card. You will start receiving new offer mostly within 3 months and if you don't take that offer, they will keep increasing the limit offered and also the card variant.
Patience is the key here, but if you don't receive any offer within 6 months then there is something off, you need to take the above measures

Yes closed the card .
Rn there is no pre approved offer. Once i start getting pre approved offer for other category.then will see
So i guess i just need to use hdfc for more transaction.

 

[PrabhuP]

Please update us the progress...

 

[0xfallup]

Is it possible to get a pre approved offer, if someone was already holding a HDFC cc and has closed it??

yes i am getting , used to had 60k mb ..closed oct 2023 and from feb able to see 83k mb as pre-approved

 

[VasukiVasuki is verified member.]

yes i am getting , used to had 60k mb ..closed oct 2023 and from feb able to see 83k mb as pre-approved

So if i keep more i will get somewhere the same limit ?

Did u do anything fancy

 

[0xfallup]

So if i keep more i will get somewhere the same limit ?

Did u do anything fancy

keep more into savings not in any type of fd and i maintained around 1.25L so the first offer for now is 83k and it will gradually increase i believe

 

[mastfun]

Does Infinia or DCB has buy 1 get 1 free on bookmyshow?

 

[Quiksilver27]

Does Infinia or DCB has buy 1 get 1 free on bookmyshow?

no.. both dont have that..

 

[VasukiVasuki is verified member.]

keep more into savings not in any type of fd and i maintained around 1.25L so the first offer for now is 83k and it will gradually increase i believe

So after card closurer .. how many months it appeared

 

[0xfallup]

So after card closurer .. how many months it appeared

4 mahine .