How to get hdfc Swiggy ltf?

[vamsikrishna1997]

Hi guys.

I would like to get the hdfc Swiggy card as LTF as currently ltf campaign is going on?

But I had previously had the Swiggy card and closed it in the month of May. When I get it for the first time the Swiggy app shown as LTF but they issued only as fyf. I argued a lot but failed to make it ltf so closed it.

I also own Paytm HDFC ltf, rupay biz ltf which I took after closing Swiggy but I might have got it in the last 90 days only and I also had tata neu plus.

I'm always thinking to get a core card but as the virtual rupay biz cards acts as a core card I don't want another core card now.

But would like to close the paytm hdfc ltf and get another useful card like Swiggy as it being offered as LTF.

Please let me know how to get it as LTF and also how can I apply to get that as LTF now and that too before October 31st as the ltf campaign is this month only. TIA.

 

[Kabir_1112]

Wait for total 6 month and then try again and keeping checking swiggy app for Ltf offers. Better to have a core card of hdfc before applying for Co branded hdfc cards.

 

[vamsikrishna1997]

Wait for total 6 month and then try again and keeping checking swiggy app for Ltf offers. Better to have a core card of hdfc before applying for Co branded hdfc cards.

I also thought to wait for 6 months but the main thing is that the Swiggy card is being offered as LTF till oct 31st only.

Also, regarding the core card I do have this virtual rupay which actually works as a core card so I don't think I need another core card now.

In the Swiggy app also it still shows that I have an existing card.

Can I close my Paytm HDFC card right away and apply this hdfc Swiggy card and get approved? Also through which channel I can apply to get it as LTF?

 

[komal]

I also thought to wait for 6 months but the main thing is that the Swiggy card is being offered as LTF till oct 31st only.

Also, regarding the core card I do have this virtual rupay which actually works as a core card so I don't think I need another core card now.

In the Swiggy app also it still shows that I have an existing card.

Can I close my Paytm HDFC card right away and apply this hdfc Swiggy card and get approved? Also through which channel I can apply to get it as LTF?

First check with the bank , do they give the same card after closing it .

 

[vamsikrishna1997]

A

First check with the bank , do they give the same card after closing it .

AFAIK, they'll issue the same card but the thing is will they only issue it after 6 months or 3 months also enough.

 

[Kabir_1112]

Hdfc has some really strict T&C and you can check with them via email if they can consider your request without the waiting period.

 

[vamsikrishna1997]

Hdfc has some really strict T&C and you can check with them via email if they can consider your request without the waiting period.

I've done that and got the confirmation like I should apply after 6 months from the date of either closing that card which I'm going to apply again and also from the date when I got my last credit card. So I've decided to wait till the month of January and then will close my Paytm HDFC card and will wait for the Swiggy hdfc card LTF offer or other better offer and apply. Thanks for answering though.

 

[Kabir_1112]

No problem. But you can also check with the branch credit card employee as well for some Co branded cards, as they can also help you with the application and also with LE.

I've done that and got the confirmation like I should apply after 6 months from the date of either closing that card which I'm going to apply again and also from the date when I got my last credit card. So I've decided to wait till the month of January and then will close my Paytm HDFC card and will wait for the Swiggy hdfc card LTF offer or other better offer and apply. Thanks for answering though.

 

[vamsikrishna1997]

No problem. But you can also check with the branch credit card employee as well for some Co branded cards, as they can also help you with the application and also with LE.

I've already tried that way too and they're literally useless and they can't do anything for a person who already holds a hdfc credit card.