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How to get IDFC first wealth CC

jar89

TF Premier
VIP Lounge
Hello,

I have been trying to apply for the IDFC credit card for the past six months. Every time I log in and attempt to apply, the only options that appear are IDFC First Select, Ashwa, and Mayura.

The application form asks for my monthly salary, which is over 3 Lakh, and then it asks for my existing credit card limit with any other bank and the card variant. I provided details for the Infinia card with a credit limit of 8.43 Lakh.

I contacted customer care, and they mentioned that my profile seems eligible, but they are unsure why the Wealth option is not appearing.

I would appreciate any tips or suggestions that could help me secure this card.
 
One sure shot way is to get Wealth banking account with IDFC. I myself held Select CC for a long time without getting upgraded. After getting Wealth account, I put request to upgrade my CC and they did it without any trouble
 
Yeah that's why you got upgraded

I have wealth account but they are not offering me wealth CC and select CC giving me as 2L limit so no use of upgrade to wealth later on.
If you're having good income and credit score, then you can try and close the existing card and apply fresh. IDFC allows to apply again immediately after closure using other number. I have done the same thing to get my limit increased from 1L to 3L 😀
 
Hello,

I have been trying to apply for the IDFC credit card for the past six months. Every time I log in and attempt to apply, the only options that appear are IDFC First Select, Ashwa, and Mayura.

The application form asks for my monthly salary, which is over 3 Lakh, and then it asks for my existing credit card limit with any other bank and the card variant. I provided details for the Infinia card with a credit limit of 8.43 Lakh.

I contacted customer care, and they mentioned that my profile seems eligible, but they are unsure why the Wealth option is not appearing.

I would appreciate any tips or suggestions that could help me secure this card.
Surprising. I got wealth cc with similar profile. I put Infinia with 10 lakh limit. I got wealth card with 10 L limit. This was in December 2024.
 
I have select account and IDFC has been spamming me for LTF wealth cc offer, i have been ignoring it, can someone shade light here, whats the use of wealth cc, i already hold infinia and amazon pay, also mrcc.
 
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