How to get maximum rewards/cashback on LIC term plan premium of 20k INR (yearly mode)

[headsimon]

What is the most rewarding way to get maximum cashback/rewards for LIC term plan premium payment of 20k yearly.

I have HDFC millennia CC, axis ace CC and sbi Simplyclick CC. Other CC can also be arranged if required, from friends.

As far as i have searched, most rewarding method is buying amazon gift card from smartbuy portal and pay from amazon pay after adding two such gift cards in my case to amazon account. If this is the case, then let me know how to buy gift cards from smartbuy portal and any nitty-gritty/ hidden T&C of the same.

Also, Can i buy gift cards from axis ace CC as well using some alternative portal to HDFC smartbuy?

Thanks for your help.

 

[amit]

as of now apay git card is the best option. buy from any platform which gives max rewards.
smarbuy vs axis giftedge. compare and buy.
insurance through apay is dont have hidden t&c. just strait forward.