how to get upgraded to HDFC regalia

[Vedansh Koranne]

I am curretly holding hdfc moneyback plus with 25k got it with opening saving max account, ITR is 5 lakh,I got moneyback without income proof how to get to regalia??

 

[anirbanm]

Next to impossible

 

[gabu]

I feel millennia is better than regalia in most stuff except the international lounge access.
Start spending more to get auto upgrade.

 

[Rahul Gupta]

I feel millennia is better than regalia in most stuff except the international lounge access.
Start spending more to get auto upgrade.

i have spent 6 lakhs in last 7 months on my business moneyback, still no upgrade.

 

[anirbanm]

Same here, upgrade chodo, limit enhancements bhi nehi aaya.

 

[gabu]

i have spent 6 lakhs in last 7 months on my business moneyback, still no upgrade.

Then change path and spend near zero for next 3 months.
Sometime they upgrade people with less spending faster.
My guess is for low limit cards their algo works in such a way that higher spend sometimes becomes a red flag.