How to increase ICICI limit

[psmangat5]

I have ICICI Amazon pay credit card with limit of 5 lakh, want to increase it, can anyone tell where to send my Salary Slips? I have salary of 1.76 lakh per month will they give me higher limit?

 

[NAB]

I have ICICI Amazon pay credit card with limit of 5 lakh, want to increase it, can anyone tell where to send my Salary Slips? I have salary of 1.76 lakh per month will they give me higher limit?

Yes, Contact the Customer Care.

 

[SSV]

I have ICICI Amazon pay credit card with limit of 5 lakh, want to increase it, can anyone tell where to send my Salary Slips? I have salary of 1.76 lakh per month will they give me higher limit?

1) Apay card approval month/ year
2) have you provided income doc at the time of application? If so, how much income then?

 

[Anupama_Jha]

I have ICICI Amazon pay credit card with limit of 5 lakh, want to increase it, can anyone tell where to send my Salary Slips? I have salary of 1.76 lakh per month will they give me higher limit?

I assume banks give 3 to 4x of salary/monthly income. So 3x of 1.75 = 5.28

Less chances

 

[psmangat5]

1) Apay card approval month/ year
2) have you provided income doc at the time of application? If so, how much income then?

1. Nov 2020
2. no, it was based upon my Amazon Pay spends.
3. I have made some good spends in last couple of months and have paid them forex fees

 

[psmangat5]

I assume banks give 3 to 4x of salary/monthly income. So 3x of 1.75 = 5.28

Less chances

oh. that's bad. I need a card with around 10 lakh limit.

 

[psmangat5]

Yes, Contact the Customer Care.

on call? or in email? can you share email id of icici credit card?

 

[SSV]

1. Nov 2020
2. no, it was based upon my Amazon Pay spends.
3. I have made some good spends in last couple of months and have paid them forex fees

Have you ever got any limit enhancement in this past 4 years?

 

[psmangat5]

Have you ever got any limit enhancement in this past 4 years?

yes, but last one was around 2 years ago

 

[SSV]

yes, but last one was around 2 years ago

From how much to how much, approximately?

 

[psmangat5]

From how much to how much?

got enhancement from 71,000 to 2 lakh in dec 21.
3.5 in march 22
4.30 in September 22.
5 lakh in march 23

 

[SSV]

yes, but last one was around 2 years ago

Okay , do this:

Option 1) : Check if you already have an existing LE offer
Option2) : Call customer care and ask for the LE offer , if not available ask for the email address to send the income docs
Option 3) : Implement my proprietory "Stop and Start " Technique ( Proprietory as regards to the NAME)..


Details of each options:

Option 1




Option 2 : Self explanatory

Option 3:

Immediately stop using the card for 2 to 3 months, and after that start using for 1 month and stop again.. re-peat the same

You will get Limit enhancement in 6 months.

All the best
enjoy

 

[sudoabhi]

Immediately stop using the card for 2 to 3 months, and after that start using for 1 month and stop again.. re-peat the same

I think this actually works.
Though I did not know such method exists.

@SSV i was not aware that you had this trademarked. XD

So, my Apay ICICI had credit limit of 2.4L earlier. I stopped using it in March this year (Because i was busy using my other cards). They offered to increase the credit limit to 5.1L just like that.

 

[asm07]

Immediately stop using the card for 2 to 3 months, and after that start using for 1 month and stop again.. re-peat the same

Will definitely try this next month. Just one doubt, stop using completely or can I use but clear bill before bill generation?

 

[SSV]

Will definitely try this next month. Just one doubt, stop using completely or can I use but clear bill before bill generation?

Stop using. .

 

[avi9000]

Stop using. .

@SSV will this work for a DCB as well? Buggers haven’t given me a limit increase for 3 years - it’s still 5.5 L

 

[vine]

TIL, SSV stands for
Stop.
Start.
Verify - if you got LE offer
jk 😂 @SSV

 

[EnthuCC]

Immediately stop using the card for 2 to 3 months, and after that start using for 1 month and stop again.. re-peat the same

ICICI rejected my request when I sent them email. They didn't even ask for ITR or made any CIBIL inquiry. My current CL is Rs. 5L too.

I have 3 ICICI cards (Amazon Pay, HPCL Coral, Coral Rupay). Shall I stop using all these 3 cards?

 

[SSV]

Yes ,

ICICI rejected my request when I sent them email. They didn't even ask for ITR or made any CIBIL inquiry. My current CL is Rs. 5L too.

I have 3 ICICI cards (Amazon Pay, HPCL Coral, Coral Rupay). Shall I stop using all these 3 cards?

Yes, implement my trade mark strategy of "start and stop technique ".

 

[Satyarthi]

I emailed customer care for limit increase and they straight away denied. Then messaged them on X and got a call saying i have to send income docs and there will be cibil enquiry for that. I'm a business owner with under 5 lac itr so will this work?