Axis Magnus How to increase overall credit limit on Axis Credit Cards

[neogen]

I hold two Axis Cards - Magnus and Vistara infinite. Overall limit on both CCs is 10 Lakh that is shared across both.

Almost, every month I end up consuming more than 30% of this 10L limit. I understand that may impact one's Credit rating.

Is there a way to get a higher limit, beyond this aggregate 10L limit? Has anyone got limit higher limit, and how should I go about doing this? I cant find any link or section in Axis website or App.

PS: This month itself I have consumed 25% of the aggregate limit. To ensure that I don't consume 40% of the limit, had pay my CC bills quite early.

 

[Rahul92]

I hold two Axis Cards - Magnus and Vistara infinite. Overall limit on both CCs is 10 Lakh that is shared across both.

Almost, every month I end up consuming more than 30% of this 10L limit. I understand that may impact one's Credit rating.

Is there a way to get a higher limit, beyond this aggregate 10L limit? Has anyone got limit higher limit, and how should I go about doing this? I cant find any link or section in Axis website or App.

PS: This month itself I have consumed 25% of the aggregate limit. To ensure that I don't consume 40% of the limit, had pay my CC bills quite early.

View attachment 21975

Each card's usage is reported saparately even though your limit is shared.

So , usage will be 12% and 13% respectively and not 25%

 

[CCUser_1999]

I hold two Axis Cards - Magnus and Vistara infinite. Overall limit on both CCs is 10 Lakh that is shared across both.

Almost, every month I end up consuming more than 30% of this 10L limit. I understand that may impact one's Credit rating.

Is there a way to get a higher limit, beyond this aggregate 10L limit? Has anyone got limit higher limit, and how should I go about doing this? I cant find any link or section in Axis website or App.

PS: This month itself I have consumed 25% of the aggregate limit. To ensure that I don't consume 40% of the limit, had pay my CC bills quite early.

View attachment 21975

Write to their premium services email id. They will ask for few documents. Share the same and hope for the best.