How to Manage Multiple Credit Cards

[RKA]

How to manage multiple credit cards

 

[ashwinkashwink is verified member.]

How to manage multiple credit cards

Use cred

 

[visvin]

Cred asks / steals / takes way too much information.
Use the 'Calendar' which sends you reminder any no. day and times.
Use SMS Organizer app from Microsoft, that also makes auto reminder in the app from the credit/utility bill sms you receive.

 

[Bob78900]

Cred asks / steals / takes way too much information.
Use the 'Calendar' which sends you reminder any no. day and times.
Use SMS Organizer app from Microsoft, that also makes auto reminder in the app from the credit/utility bill sms you receive.

Okay but sometimes we don't remember the amount or we delete the messages in this case we have to open statement everytime or use net banking or have to find messages to know the amount. Do you have solutions for this to?

 

[TheTrickySid]

Okay but sometimes we don't remember the amount or we delete the messages in this case we have to open statement everytime or use net banking or have to find messages to know the amount. Do you have solutions for this to?

Nope
Then you should avoid using multiple cc

BTW you can just use cred to pay cc bill directly entering the amount any not giving any access permission.
I follow the same thing I haven't given any access to cred nither sms nor email

 

[Bob78900]

Nope
Then you should avoid using multiple cc

BTW you can just use cred to pay cc bill directly entering the amount any not giving any access permission.
I follow the same thing I haven't given any access to cred nither sms nor email

Mei tho cred hi use krta hu if you have not given any permission then how cred tracks your due amount?

 

[TheTrickySid]

Mei tho cred hi use krta hu if you have not given any permission then how cred tracks your due amount?

Cred can't track my bill amount I manually enter the amount on payment page

 

[visvin]

Okay but sometimes we don't remember the amount or we delete the messages in this case we have to open statement everytime or use net banking or have to find messages to know the amount. Do you have solutions for this to?

As @HyperBeast said, use only one CC else
1. Then don't delete the sms OR
2. Hire a personal money manager to take care of your payments
Jokes apart .. we have to inculcate a bit of discipline in ourself if we are to have multiple CC and take benefit of them all without falling into credit card debt.

 

[saiki4116]

Nope
Then you should avoid using multiple cc

BTW you can just use cred to pay cc bill directly entering the amount any not giving any access permission.
I follow the same thing I haven't given any access to cred nither sms nor email

Still Cred gets your cibil report, If you are going to enter it manually, why not Amazon Pay?
I have been using Amazon Pay till now, until I got to know about adding the billers directly, not all banks support it though.

 

[StanRoute66]

How to manage multiple credit cards

use Excel SHEET

 

[StanRoute66]

How is Excel better than setting billers?

with Excel you get more info . According to your needs .
That's all

 

[visvin]

with Excel you get more info . According to your needs .
That's all

There are much much better apps than excel to do this + analysis+ budget!
Try MoneyWiz 2 (not 3). Doesn't do automated tracking but better than excel.

 

[praveensudhakaran]

Is there anybody who use good old way of pen/diary to track cc bills

 

[StanRoute66]

Is there anybody who use good old way of pen/diary to track cc bills

used to , but spreadsheet eases when you have 20+ CCs

 

[praveensudhakaran]

used to , but spreadsheet eases when you have 20+ CCs

Sir Template please!

 

[StanRoute66]

Sir Template please!

its easy to make one , if any problem ask me .
Mine is pretty extensive and personalized to my needs.

 

[praveensudhakaran]

its easy to make one , if any problem ask me .
Mine is pretty extensive and personalized to my needs.

I have one, curious to know how others are doing. The table header will give an idea!