Regalia How to maximize HDFC Regalia Rewards

[am322]

Hi,

These points were mentioned in TechnoFino's Regalia Review.
Can someone please explain how can we get 7.33%?

@bhavyegoel

 

[4uziaul]

Where was this posted?

 

[am322]

Where was this posted?

Hi,
Please see below link from where I took the snapshot.

HDFC Bank Regalia Credit Card Review - TechnoFino - Best Credit Card & Personal Finance Advisor

HDFC Regalia must be the most common card among HDFC credit cardholders and is offered as a super-premium offering from HDFC Bank positioned just below the HDFC luxury twins HDFC Infinia Credit Card and HDFC Diners Club Black Credit Card. Though I would like to rate it as a mid-range premium...

www.technofino.in

 

[aniketkr.sharma]

Hi,

These points were mentioned in TechnoFino's Regalia Review.
Can someone please explain how can we get 7.33%?

@bhavyegoel

View attachment 18130

By purchasing coupons from smartbuy

 

[BVCBVC is verified member.]

Hi,

These points were mentioned in TechnoFino's Regalia Review.
Can someone please explain how can we get 7.33%?

@bhavyegoel

View attachment 18130

That was posted almost 18 months (in Dec2021) back. Many devaluations happened meanwhile. So i guess there has been a cap of 70% redemption also introduced by HDFC later on.

 

[am322]

How exactly, can you please explain?
If am buying 1000 Gift Card, I will get 24 points (4 points for every 150). Then, another 96 points (4x rewards) for buying from SmartBuy. This is clear. how come value of Reward Points = 60 Rupees?

 

[captaintorchtm]

How exactly, can you please explain?
If am buying 1000 Gift Card, I will get 24 points (4 points for every 150). Then, another 96 points (4x rewards) for buying from SmartBuy. This is clear. how come value of Reward Points = 60 Rupees?

View attachment 18645

it's for Airmiles conversion, the value is 1:2 hence 120 points value is 60. For cash conversion, it's much lower like 1:5 hence 5 points for 1 rs.

 

[BVCBVC is verified member.]

How exactly, can you please explain?
If am buying 1000 Gift Card, I will get 24 points (4 points for every 150). Then, another 96 points (4x rewards) for buying from SmartBuy. This is clear. how come value of Reward Points = 60 Rupees?

View attachment 18645

Airmiles Conversion