How to Upgrade HDFC Bank Moneyback Credit Card to Millennia Credit Card?

[Sanjay]

Hi, I am using HDFC MONEYBACK CC. for 6 months now with a limit of 75k and now I want to upgrade to millennia. Is there any way someone know which might help me.
I am a student, so I don’t have income proof. How can I increase my limit or upgrade to millennia if possible? Help 😇

 

[Sanjay]

Then you have no option but to wait
What are your monthly spends on HDFC CC?

Around 30k(sometimes more). I use this CC for all household expenses

 

[Sanjay]

The you'll probably get pre approved upgrade soon

oh I hope so. Pre appoved will be LTF right? Bcoz this is LTF or Will it come with condition of to spent this much for LtF

 

[BankExpertIndia]

Hi, I am using HDFC MONEYBACK CC. for 6 months now with a limit of 75k and now I want to upgrade to millennia. Is there any way someone know which might help me.

Not Possible Now... Atleast A Limit Of 1L Is Required... So Wait For Pre-Approved Offer

 

[Sanjay]

Not Possible Now... Atleast A Limit Of 1L Is Required... So Wait For Pre-Approved Offer

okay

 

[Manu624]

What is your salary/ITR?

Even I'm student....I use credit card for household purpose and my parents not that financial literate to use credit card efficient

HDFC is giving me only money-back but I need different card....I do file income tax with 4.5 lakh as other's

 

[Manu624]

Keep using ... You'll get ...

What limit do you currently have?

Im yet to apply for it. I have pre approved upto 50000

 

[Sanjay]

By spending on CC and letting HDFC take their time

Haha true.