HSBC Debit card 5% cashback linked with salary Account

[creditcardlover]

I had checked specifically on chat if the ebix transactions qualified for cashback and I was told that thought the MCC is 4900 but and the list of exclusions does not exclude such MCC but they have working notes basis which they told me it is ineligible for cashback. I had done transactions in April, will be fully clear once the Apr cashback comes in this month whether I get it for that or not

Additionally, I was told

• No cashback on following categories:
-Fuel related (MCC 5541, 5983, 5172, 5542, 5552),
-e-wallets (MCC 6540),
-Payment of property management fees, rental commissions, rental payments or any such payments made through MCCs 6513, 7012, 7349.
-Business to Business txns made through MCCs 7399, 7311, 7372, 5045, 5047, 5065, 5072, 5111, 5013, 2741, 5137, 5192, 5193, 5131, 7361, 5085, 7333, 5039, 7379, 5021, 5199, 5122, 5099, 5198, 5139, 7829, 7395, 5051, 5046, 5169, 7375, 5074, 8734, 5044, 2842, 2791,
-Education and government related txns carried out through MCCs 9399, 8299, 8220, 8211, 8241, 9311, 8244, 8249, 9222, 9402, 9211, 9405, 9950, 9223, 8351)
-Insurance (MCC 6300, 5960)
-Jewelry & Antique items (MCC 5944, 5094, 5932, 5937)
-Gambling (MCC 7995)
-Tolls and Bridge Fees (MCC 4784)
-Financial and Non-Financial Institutions (MCC 6011, 6010, 6012, 6051)
-Security Broker Services (MCC 6211)
-Collection Agencies (MCC 7322)
-Charity (MCC 8398, 8641)
-Money Transfers (MCC 4829) and Wholesale Clubs (MCC5300)

 

[Amit_1]

if we do transaction this month on save sage is it still applicable?
between save sage and good score which is best?

Save sage MCC 7392 from 17June txn

 

[Amit_1]

As per customer chat support:
Ebix cash mcc 4900
utilities – electric, gas, water and sanitary (MCC 4900). is not eligible for the transactions.