credit_noob
TF Select
Hi all, I applied for an HSBC Platinum credit card on May 15th, submitting my three months payslips and 6 months bank statements. I completed the KYC process on the same day and
received an email the next day(subject of mail: We have reviewed your credit card application, and are unable to issue the credit card), May 16th attached. I wrote to complaints.india@hsbc.co.in and info@hsbc.co.in, asking for the reason saying RBI guidelines. I received a complaint acknowledgement number from complaints.india@hsbc.co.in. On May 17th, I received a call from the bank informing me that I did not meet the salary criteria( i don't trust criteria 4L I have 4.18L). They asked me to share statements from another card (IDFC First) along with photos of the front and back of the card with the CVV masked to process C2C. I sent these documents to digital.leads@hsbc.co.in. As of now, I have not received any response. When I called the customer care, I was informed that my application was rejected. I asked for the reason, but the representative did not provide any details and disconnected the call. This is my second application after five and a half months. I want to take a stand this time as everything on my end, including CIBIL score, salary, and location, is in order. What course of action should I take next? Thank you.
received an email the next day(subject of mail: We have reviewed your credit card application, and are unable to issue the credit card), May 16th attached. I wrote to complaints.india@hsbc.co.in and info@hsbc.co.in, asking for the reason saying RBI guidelines. I received a complaint acknowledgement number from complaints.india@hsbc.co.in. On May 17th, I received a call from the bank informing me that I did not meet the salary criteria( i don't trust criteria 4L I have 4.18L). They asked me to share statements from another card (IDFC First) along with photos of the front and back of the card with the CVV masked to process C2C. I sent these documents to digital.leads@hsbc.co.in. As of now, I have not received any response. When I called the customer care, I was informed that my application was rejected. I asked for the reason, but the representative did not provide any details and disconnected the call. This is my second application after five and a half months. I want to take a stand this time as everything on my end, including CIBIL score, salary, and location, is in order. What course of action should I take next? Thank you.