Devaluation HSBC Visa Platinum

[Harry1]

We wish to inform you that from 1 July 2024, Credit card transactions with the following Merchant Category Codes (MCC) will not be eligible for accrual of Reward points.
The excluded Merchant Category Codes are:
•Bail and Bond Payments: 9223
•Education and Government: 9399, 8299, 8220, 8211, 8241, 8244, 8249, 9222, 9402, 9211, 9405
•E-wallet: 6540
•Financial Institutions: 6010, 6011, 6012
•Fuel: 5541, 5983, 5172, 5542, 5552
•Insurance: 6300, 5960
•Jewelry: 5944, 5094
•Money Transfer: 4829
•Non-Financial Institutions: 6051
•Real Estate Agent and Managers: 6513
•Tax Payments: 9311
•Utilities: 4900

 

[Pissant]

This card was useless anyway except for partner offers. Let's just hope HSBC Cashback is not effected in the same way.

 

[Harry1]

This card was useless anyway except for partner offers. Let's just hope HSBC Cashback is not effected in the same way.

It was good for people interested in Avios. 1.33% till 4L and 6.66% from 4-6.81L.

 

[Pissant]

It was good for people interested in Avios. 1.33% till 4L and 6.66% from 4-6.81L.

interesting. Never knew Avios was a transfer partner for this card

 

[nirav193]

any good partner for points redemption in hsbc?

 

[BhaiyaJi]

any good partner for points redemption in hsbc?

Charity seems to be the only good option.

 

[Harry1]

any good partner for points redemption in hsbc?

Avios is at 1:1 for HSBC Visa Platinum.

 

[nirav193]

isn't avios at 1:2 for platinum? How can I get 1 avios for 1 reward point? The chart on hsbc website shows 2

 

[Harry1]

isn't avios at 1:2 for platinum? How can I get 1 avios for 1 reward point? The chart on hsbc website shows 2

Just checked. They have nerfed this as well without any announcement 🤦‍♂️.

 

[airbubble]

Do you get reward points on EMI transactions using this credit card? EMI is done at the Point of Sale, not by converting a normal spend to EMI

 

[msd07]

Can any one help how to get Limit enhancement on HSBC Plat card... Its my oldest 17yr old card and still had 87000 limit only...

 

[plastikman]

Can any one help how to get Limit enhancement on HSBC Plat card... Its my oldest 17yr old card and still had 87000 limit only...

Start with sending a sms CLI to 57570 from your registered number. In case you have a pre approved offer, you'll instantly come to know.

Or else you'll have to contact them and ask for manual LE by submitting income documents supporting the LE.

 

[Deleted member 50494]

Can any one help how to get Limit enhancement on HSBC Plat card... Its my oldest 17yr old card and still had 87000 limit only...

Close this card and reapply. I have seen multiple instances with people that have a 5+ year old credit card relationship and with no LE/Card upgrade offers.