1. To qualify for a credit card with a reasonable credit limit, a credit score of at least 780 is necessary.
2. Consider taking out a small loan for a period of 3 to 6 months, such as a mobile or TV loan, as this can help improve your CIBIL score.
3. Make sure to pay your credit card bill at least 2-3 days before the due date.
4. Keep your credit card utilization below 60% to maintain a good credit score.