I have axis magnus, planning to apply for myzone, will they do verification again?

[meliodas]

Will they do physical verification again?

I believe there won't a new cibil hit.
Also I saw some debate in the forum about if we can apply immediately within 3 months, I'm gonna try it, so will keep this thread posted.


And people who have multiple axis cards, why do they have those, for me
Magnus - primary
gonna apply for myzone - for swiggy, and ltf
will apply for airtel in the future

What are you top 3

 

[CMGCMG is verified member.]

Will they do physical verification again?

Sometimes.

I believe there won't a new cibil hit.

If it has been preapproved, there will not be a new CIBIL score inquiry. Any new online or offline applications will result in a CIBIL inquiry.

 

[meliodas]

They declined my application(probably because it's not been 3 months yet), and I did have a CIBIL hit

 

[RajBlr]

They declined my application(probably because it's not been 3 months yet), and I did have a CIBIL hit

You can try replying after 3months over from your last card obtained.

If you apply through Ccare or offline then this 3month doesn't come into play is what I understand

 

[anilkrsh]

I applied for IOL card on 19th dec and magnus on 10th mar. Both got approved even though hai was less than 3mon and both times there was physical verification and cibil hit.
I only had FK since 2yrs with 3lakh+ yearly spend. Didn't face any issue while getting next 2 cards 😁