Stop using icici card for a while like 3 months.. completely stop..
And then strat using it for small amounts for a month and again stop using it.. it's called start and stop technique..you will see it's effect in 6 to 12 months. All.the best
They had rejected my application multiple times despite having saving account,good transaction on Amazon , pre-approved amazon cc offer and when I follow up with them regarding the reasons they provide the same generic reason everytime
3.2L to 3.8L received
Every month 10k usage past 1 year
Not interested to take as i don't want over leverage for sbi CB card
Will try again to apply SBI CB it been 6 months since last rejection and 0 enquiries past 6 months
Stop using icici card for a while like 3 months.. completely stop..
And then strat using it for small amounts for a month and again stop using it.. it's called start and stop technique..you will see it's effect in 6 to 12 months. All.the best
Sir, not possible at the moment for around two more years. My limit utilisation is almost 100% due to their reasonable rate of interest in PLCC and Apay-W load facility. Overleveraged. In fact 4-5 months back opened saving account just to get pre-approved pl offer. Thanks.
Stop using icici card for a while like 3 months.. completely stop..
And then strat using it for small amounts for a month and again stop using it.. it's called start and stop technique..you will see it's effect in 6 to 12 months. All.the best
did that last year, not worked for me. no LE since 2022. regularly used in 2022, 2023 and used start and stop in 2024, same doing in 2025, used in Jan didn't purchased anything on Feb, Mar.
did that last year, not worked for me. no LE since 2022. regularly used in 2022, 2023 and used start and stop in 2024, same doing in 2025, used in Jan didn't purchased anything on Feb, Mar.
Recently I got some info that icici is getting stringent on giving liberal LEs from a reliable source.. probably it is getting reflected in reality..lets see what happens in the next one year or so