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ICICI Bank Shappiro Credit Card Is it Worth Applying?

SHUB11

TF Select
Dear Members,

Sorry for opening a new thread, I am sure this query must have been discussed in the past.

I am being offered a LTF ICICI Sapphiro credit card. Post the devaluation only offer I find value is BMS.

OTher than that is it worth applying? Or it will be just another card in the clutter?
 
if u don't have any ICICI core card or if u want BMS offer, then only consider it as it is LTF. else not much benefits post devaluation
 
Dear Members,

Sorry for opening a new thread, I am sure this query must have been discussed in the past.

I am being offered a LTF ICICI Sapphiro credit card. Post the devaluation only offer I find value is BMS.

OTher than that is it worth applying? Or it will be just another card in the clutter?
If you getting any Ltf icici & u r in collection mode
Go for it

Is it visa or rupay
 
The fact that you are on TF is a good indicator that you do online shopping of some kind at least. Despite ICICI CC's lousy reward rates (except for Emeralde which has a fat annual fee), I believe everyone should have at one ICICI CC that is not Amazon Pay ICICI CC. ICICI often has 10% discounts with a lot of online retailers (Amazon, Flipkart, Croma, Ajio are the ones I came across just in the last 1 month) and you'll miss out on those. Sapphiro, if it is being offered LTF, is a no-brainer for the above reason plus its BMS offer. If it is paid then I don't recommend. You are better off with the Coral RuPay CC being offered LTF to most existing customers on iMobile.
 
Applied with a guilt.
Super tech from ICICI, immediately card was activated in imobile...

There is no harm in taking a LTF card....wish lounge access was not devalued....
 
I have paid coral. Getting Shappiro FYF & 1599 from 2nd year. Free if spend is 1.5lkh a year. Should I avail the offer.
 
People got free coral u have paid . why
Close coral don't take anything less than ltf shapiro

If you want for UPI even hpcl will do it for lounge better go for idfc
Thanks for the info. Will tell the agent to upgrade if it is LTF. The agent was telling its a 6.5k card special offer for u at 1500+gst from 2nd year.

I got coral rupay(Shared limit)free so thought why not keep the normal coral.
 
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